Public Financial Holdings Limited announced audited consolidated earnings results for the year ended December 31, 2014. For the year, the company reported net interest income of HKD 1,250,797,000 against HKD 1,317,164,000 a year ago. Operating income was HKD 1,459,998,000 against HKD 1,530,378,000 a year ago.

Operating profit before impairment allowances was HKD 692,997,000 against HKD 776,271,000 a year ago. Operating profit after impairment allowances was HKD 468,741,000 against HKD 451,359,000 a year ago. Profit before tax was HKD 468,921,000 against HKD 451,359,000 a year ago.

Profit for the year attributable to owners of the company was HKD 384,390,000 against HKD 367,761,000 a year ago. Basic and diluted share was HKD 0.350 against HKD 0.335 a year ago. Total operating income of the group decreased due to the decrease in net interest income.