Financials QLM Life & Medical Insurance Company Q.P.S.C.

Equities

QLMI

QA000QLM0003

Life & Health Insurance

End-of-day quote Qatar Exchange 06:00:00 2024-04-24 pm EDT 5-day change 1st Jan Change
2.05 QAR -2.33% Intraday chart for QLM Life & Medical Insurance Company Q.P.S.C. -2.38% -17.97%

Valuation

Fiscal Period: December 2021 2022 2023
Capitalization 1 1,768 1,680 874.6
Enterprise Value (EV) 1 1,398 1,497 915.2
P/E ratio 16.6 x 20.2 x 11.5 x
Yield 4.36% 2.6% 5%
Capitalization / Revenue 2.07 x 1.51 x 0.73 x
EV / Revenue 1.64 x 1.35 x 0.77 x
EV / EBITDA 12,748,275 x 16,353,395 x 9,523,983 x
EV / FCF 28,717,933 x 31,003,556 x -6,242,529 x
FCF Yield 0% 0% -0%
Price to Book 2.86 x 2.98 x 1.39 x
Nbr of stocks (in thousands) 350,000 350,000 350,000
Reference price 2 5.050 4.799 2.499
Announcement Date 2/10/22 2/20/23 2/14/24
1QAR in Million2QAR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 7.749 938.1 1,012 853.4 1,111 1,195
EBITDA - 94.04 102.6 109.7 91.57 96.09
EBIT 1 7.665 93.33 101.8 108.7 90.74 94.97
Operating Margin 98.92% 9.95% 10.06% 12.74% 8.17% 7.95%
Earnings before Tax (EBT) 1 7.665 82.53 97.04 106.3 81.69 76.67
Net income 1 7.665 86.88 98.05 106.2 83.29 76.28
Net margin 98.92% 9.26% 9.69% 12.44% 7.5% 6.39%
EPS 2 0.0219 0.2482 0.2801 0.3034 0.2380 0.2179
Free Cash Flow - 241.3 76.87 48.69 48.3 -146.6
FCF margin - 25.73% 7.59% 5.71% 4.35% -12.27%
FCF Conversion (EBITDA) - 256.62% 74.89% 44.39% 52.75% -
FCF Conversion (Net income) - 277.77% 78.4% 45.86% 57.99% -
Dividend per Share - 0.1200 - 0.2200 0.1250 0.1250
Announcement Date 2/23/20 2/23/20 2/18/21 2/10/22 2/20/23 2/14/24
1QAR in Million2QAR
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 - - - - - 40.5
Net Cash position 1 302 180 363 369 182 -
Leverage (Debt/EBITDA) - - - - - 0.4215 x
Free Cash Flow - 241 76.9 48.7 48.3 -147
ROE (net income / shareholders' equity) - 22.8% 19.9% 18.6% 14.1% 12.6%
ROA (Net income/ Total Assets) - 5.62% 3.62% 3.69% 3.02% 4.1%
Assets 1 - 1,545 2,707 2,877 2,760 1,860
Book Value Per Share 2 0.8600 1.320 1.490 1.770 1.610 1.790
Cash Flow per Share 2 0.8600 1.620 1.730 1.960 1.640 0.6100
Capex - 1.99 0.13 1.46 1.52 2.7
Capex / Sales - 0.21% 0.01% 0.17% 0.14% 0.23%
Announcement Date 2/23/20 2/23/20 2/18/21 2/10/22 2/20/23 2/14/24
1QAR in Million2QAR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

Annual profits - Rate of surprise

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