Item 5.02  Departure of Directors or Certain Officers; Election of Directors;
           Appointment of Certain Officers; Compensatory Arrangements of Certain
           Officers


On December 31, 2022, Dale A. Westwood, Executive Vice President, Chief Retail Officer of QNB Bank, the registrant's wholly owned subsidiary (the "Bank"), retired. Ms. Westwood's retirement was not a result of any disagreement on any matter relating to the registrant's operations, policies or practices.

Item 9.01 Financial Statements and Exhibits

(d) Exhibits:

Exhibit No.Description

104Cover Page Interactive Data File (embedded within the Inline XBRL document)

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