Cirralto Limited announced that it has signed a five-year non-exclusive Referral Agreement ("Agreement") with Fresh Supply Co Pty Ltd. ("Fresh Supply Co"). Under the terms of the Agreement, Fresh Supply Co may introduce joint customers to Cirralto through sales referrals and business opportunities. Fresh Supply Co has gone through the SproutX Accelerator, with pre-seed funding from Artesian Venture Capital, and subsequent seed round raised by prominent regional angel investors. All team members are based in Australia and New Zealand. Fresh Supply Co acts as a data layer specialising in capturing operational farming data from a variety of sources and making it consumable by the financial sector. The ongoing data flow is visible through Fresh Supply Co's technology and enables continuous credit risk assessment, minimisation of exposure, and automated triggering of payments based on the meeting of specific milestones or criteria. Combining this data mining technology with Cirralto's established Business to Business ("B2B") Payment Solutions and trade finance services enables B2B transactions with a reduced risk of nonpayment, improved efficiency and cash flow for the customer. Specific to the agricultural industry, this Agreement will enable Fresh Supply Co's network of over 20 livestock, grain, fruit and vegetable farmers the ability to utilise Cirralto's flexible payment solutions and access finance at a better rate. The companies are currently working on a strong pipeline of opportunities in payments and non-bank lending presenting a material revenue generating opportunity for Cirralto. The customer solutions provided by Cirralto will be at varying rates, dependent on the product being offered and the specific customer circumstances. Under the terms of the Agreement, Fresh Supply Co may introduce potential sales leads and business opportunities to Cirralto and will receive a trade facilitation fee for each successfully on boarded customer. Cirralto will retain at least 70% of the gross profit margin on each customer contract. In addition to the interest rate returns for trade finance products received by Cirralto, the Company will provide its payments processing capabilities across the same customer base to administer the issuing and collection of debt provided to customers, leveraging and diversifying its revenue generating potential. The Agreement has a five-year term with automatic renewal for one-year after the expiration of this Agreement and is effectively immediately. Either party may terminate the Agreement by providing 30 days' notice. As part of this Agreement Cirralto permits Fresh Supply Co to use any Company materials in connection with its activities under the Agreement.