Financials State Bank of India

Equities

SBIN

INE062A01020

Banks

Market Closed - NSE India S.E. 07:43:49 2024-04-26 am EDT 5-day change 1st Jan Change
801.3 INR -1.40% Intraday chart for State Bank of India +6.78% +24.80%

Valuation

Fiscal Period: Marzo 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 2,862,569 1,756,810 3,251,236 4,404,742 4,674,266 7,151,292 - -
Enterprise Value (EV) 1 2,862,569 1,756,810 3,251,236 4,404,742 4,674,266 7,151,292 7,151,292 7,151,292
P/E ratio 331 x 12.1 x 15.9 x 13.9 x 9.3 x 13 x 11.2 x 10.3 x
Yield - - 1.1% 1.44% 2.16% 1.57% 1.77% 1.89%
Capitalization / Revenue 2.32 x 1.28 x 2.13 x 2.73 x 2.58 x 3.46 x 3.17 x 2.85 x
EV / Revenue 2.32 x 1.28 x 2.13 x 2.73 x 2.58 x 3.46 x 3.17 x 2.85 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 1.3 x 0.76 x 1.28 x 1.57 x 1.43 x 2.01 x 1.75 x 1.54 x
Nbr of stocks (in thousands) 8,924,612 8,924,612 8,924,612 8,924,612 8,924,612 8,924,612 - -
Reference price 2 320.8 196.8 364.3 493.6 523.8 801.3 801.3 801.3
Announcement Date 5/10/19 6/5/20 5/21/21 5/13/22 5/18/23 - - -
1INR in Million2INR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: Maart 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 1,235,632 1,370,907 1,526,666 1,612,715 1,814,561 2,068,244 2,256,265 2,508,442
EBITDA - - - - - - - -
EBIT 1 538,755 619,170 700,144 752,924 837,130 836,718 1,052,110 1,185,298
Operating Margin 43.6% 45.16% 45.86% 46.69% 46.13% 40.46% 46.63% 47.25%
Earnings before Tax (EBT) 1 16,075 250,628 275,411 434,218 672,056 751,364 858,202 933,629
Net income 1 8,622 144,881 204,105 316,760 502,324 552,578 643,833 704,309
Net margin 0.7% 10.57% 13.37% 19.64% 27.68% 26.72% 28.54% 28.08%
EPS 2 0.9700 16.23 22.87 35.49 56.29 61.49 71.56 77.94
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 - - 4.000 7.100 11.30 12.62 14.14 15.14
Announcement Date 5/10/19 6/5/20 5/21/21 5/13/22 5/18/23 - - -
1INR in Million2INR
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: March 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1
Net sales 1 380,661 432,923 394,412 393,915 393,608 430,780 335,081 440,577 495,364 543,539 509,683 492,217 514,532 540,927 508,816
EBITDA - - - - - - - - - - - - - - -
EBIT 1 173,332 197,002 189,748 180,791 185,216 197,168 127,526 211,200 252,193 246,211 252,969 220,590 197,250 200,036 -
Operating Margin 45.53% 45.5% 48.11% 45.9% 47.06% 45.77% 38.06% 47.94% 50.91% 45.3% 49.63% 44.82% 38.34% 36.98% -
Earnings before Tax (EBT) 1 69,908 86,491 89,229 104,719 115,477 124,799 83,602 180,814 194,587 213,054 227,956 188,182 174,038 182,865 166,921
Net income 1 51,962 64,508 65,040 76,266 84,319 91,135 60,681 132,645 142,053 166,945 168,843 141,530 129,827 137,510 124,189
Net margin 13.65% 14.9% 16.49% 19.36% 21.42% 21.16% 18.11% 30.11% 28.68% 30.71% 33.13% 28.75% 25.23% 25.42% 24.41%
EPS 2 5.820 7.230 7.290 8.550 9.450 10.21 6.800 14.86 15.92 18.71 18.92 16.07 14.79 16.06 16.37
Dividend per Share - - - - - 7.100 - - - - - 1.000 - - -
Announcement Date 2/4/21 5/21/21 8/4/21 11/3/21 2/5/22 5/13/22 8/6/22 11/5/22 2/3/23 5/18/23 8/4/23 - - - -
1INR in Million2INR
Estimates

Balance Sheet Analysis

Fiscal Period: March 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 0.39% 6.4% 9.94% 13.9% 19.4% 16.3% 16.5% 15.7%
ROA (Net income/ Total Assets) 0.02% 0.38% 0.48% 0.67% 0.96% 0.96% 1.01% 1%
Assets 1 35,629,339 38,156,729 42,521,813 47,277,582 52,325,469 57,827,710 63,668,888 70,718,744
Book Value Per Share 2 248.0 260.0 284.0 314.0 367.0 399.0 458.0 519.0
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 5/10/19 6/5/20 5/21/21 5/13/22 5/18/23 - - -
1INR in Million2INR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

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Investor Rating
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