Financials Stewart Information Services Corporation

Equities

STC

US8603721015

Property & Casualty Insurance

Market Closed - Nyse 04:00:01 2024-04-26 pm EDT 5-day change 1st Jan Change
62.45 USD +1.31% Intraday chart for Stewart Information Services Corporation +3.19% +6.30%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Capitalization 1 967 1,292 2,144 1,159 1,608 1,722 -
Enterprise Value (EV) 1 967 1,292 2,144 1,159 1,608 1,722 1,722
P/E ratio 12.3 x 7.77 x 6.7 x 7.19 x 52.9 x 17.7 x 10.5 x
Yield 2.94% 2.48% 1.71% 3.86% - 2.96% 3.03%
Capitalization / Revenue 0.5 x 0.56 x 0.65 x 0.38 x 0.71 x 0.68 x 0.6 x
EV / Revenue 0.5 x 0.56 x 0.65 x 0.38 x 0.71 x 0.68 x 0.6 x
EV / EBITDA 7.62 x 5.28 x 4.77 x 3.76 x 11.2 x 7.41 x 5.32 x
EV / FCF 6.48 x 4.95 x 6.12 x 8.05 x - 14.2 x 9.13 x
FCF Yield 15.4% 20.2% 16.3% 12.4% - 7.04% 10.9%
Price to Book 1.29 x - 1.67 x 0.85 x 1.17 x 1.23 x 1.18 x
Nbr of stocks (in thousands) 23,707 26,719 26,891 27,127 27,362 27,581 -
Reference price 2 40.79 48.36 79.73 42.73 58.75 62.45 62.45
Announcement Date 2/5/20 2/10/21 2/9/22 2/8/23 2/7/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net sales 1 1,940 2,288 3,306 3,069 2,257 2,528 2,889
EBITDA 1 126.9 244.8 449.1 308.2 143 232.6 323.9
EBIT 1 104.4 225.6 412.7 251.1 80.6 171.6 264.3
Operating Margin 5.38% 9.86% 12.48% 8.18% 3.57% 6.79% 9.15%
Earnings before Tax (EBT) 1 117 - 434 232.7 60.86 79 198
Net income 1 78.62 154.9 323.2 162.3 30.44 44 133.4
Net margin 4.05% 6.77% 9.78% 5.29% 1.35% 1.74% 4.62%
EPS 2 3.310 6.220 11.90 5.940 1.110 3.530 5.940
Free Cash Flow 1 149.3 260.8 350.5 143.9 - 121.3 188.6
FCF margin 7.7% 11.4% 10.6% 4.69% - 4.8% 6.53%
FCF Conversion (EBITDA) 117.61% 106.52% 78.04% 46.69% - 52.15% 58.23%
FCF Conversion (Net income) 189.89% 168.37% 108.44% 88.67% - 275.68% 141.38%
Dividend per Share 2 1.200 1.200 1.365 1.650 - 1.850 1.890
Announcement Date 2/5/20 2/10/21 2/9/22 2/8/23 2/7/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1
Net sales 1 836.7 961.7 852.9 844.1 716.4 655.9 524.3 549.2 601.7 582.2 554.3 583.7 679.8 709.9 647.5
EBITDA 1 124.9 126.6 97.77 105.6 64.13 40.76 9.599 45.58 48.53 39.34 27.59 60.5 72.3 71.6 37.7
EBIT 1 117.2 112.6 84.02 91.29 50.06 25.68 -5.307 30.05 32.12 23.74 12.2 45.2 57.1 56.5 22.6
Operating Margin 14% 11.71% 9.85% 10.81% 6.99% 3.92% -1.01% 5.47% 5.34% 4.08% 2.2% 7.74% 8.4% 7.96% 3.49%
Earnings before Tax (EBT) 1 116.4 114.1 79.61 86.78 45.51 20.75 -10.16 25.17 27.06 18.78 7.146 40.2 52.1 - 17.6
Net income 1 88.66 85.5 57.9 61.66 29.43 13.31 -8.19 15.82 14 8.815 3.13 26.4 35.4 - 9.9
Net margin 10.6% 8.89% 6.79% 7.31% 4.11% 2.03% -1.56% 2.88% 2.33% 1.51% 0.56% 4.52% 5.21% - 1.53%
EPS 2 3.260 3.120 2.110 2.260 1.080 0.4900 -0.3000 0.5800 0.5100 0.3200 0.1100 0.9400 1.260 1.220 0.3500
Dividend per Share 2 0.3300 0.3750 0.3750 0.3750 0.4500 0.4500 0.4500 0.4500 0.4800 - 0.4650 0.4650 0.4650 0.4650 0.4500
Announcement Date 10/27/21 2/9/22 4/27/22 7/27/22 10/26/22 2/8/23 4/26/23 7/26/23 10/25/23 2/7/24 4/24/24 - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net Debt - - - - - - -
Net Cash position - - - - - - -
Leverage (Debt/EBITDA) - - - - - - -
Free Cash Flow 1 149 261 350 144 - 121 189
ROE (net income / shareholders' equity) 11.1% - 28.3% 12.3% 2.23% 5.3% 8.9%
ROA (Net income/ Total Assets) 5.3% - 13.5% 5.85% 1.12% 1.6% 3.6%
Assets 1 1,483 - 2,396 2,776 2,720 2,750 3,706
Book Value Per Share 2 31.50 - 47.70 50.20 50.10 50.60 52.80
Cash Flow per Share - - - - - - -
Capex - - 29.1 - - - -
Capex / Sales - - 0.88% - - - -
Announcement Date 2/5/20 2/10/21 2/9/22 2/8/23 2/7/24 - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
B-
More Ratings
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
3
Last Close Price
62.45 USD
Average target price
68.67 USD
Spread / Average Target
+9.95%
Consensus
  1. Stock Market
  2. Equities
  3. STC Stock
  4. Financials Stewart Information Services Corporation