Financials United Bancshares, Inc.

Equities

UBOH

US9094581017

Banks

Market Closed - OTC Markets 02:37:59 2024-04-26 pm EDT 5-day change 1st Jan Change
18.75 USD +0.81% Intraday chart for United Bancshares, Inc. +1.46% -2.66%

Valuation

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Capitalization 1 72.54 65.45 74.31 83.23 100.1 60.06
Enterprise Value (EV) 1 116.5 127.8 121.7 46.13 45.63 74.53
P/E ratio 18.9 x 7.98 x 6.99 x 6.12 x 7.51 x 5.41 x
Yield 2.16% 2.4% 2.29% 2% 2.39% 4.49%
Capitalization / Revenue 2.49 x 1.76 x 1.79 x 1.55 x 1.9 x 1.29 x
EV / Revenue 3.99 x 3.44 x 2.94 x 0.86 x 0.86 x 1.6 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 0.96 x 0.81 x 0.78 x 0.75 x 0.84 x 0.71 x
Nbr of stocks (in thousands) 3,268 3,269 3,272 3,272 3,275 3,208
Reference price 2 22.20 20.02 22.71 25.44 30.55 18.72
Announcement Date 3/2/18 3/4/19 3/6/20 3/5/21 3/7/22 3/13/23
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net sales 1 29.18 37.18 41.41 53.84 52.78 46.64
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 6.725 9.749 12.28 16.68 16.08 12.52
Net income 1 3.846 8.22 10.66 13.76 13.58 11.31
Net margin 13.18% 22.11% 25.74% 25.55% 25.73% 24.25%
EPS 2 1.177 2.510 3.250 4.160 4.070 3.460
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 0.4800 0.4800 0.5200 0.5100 0.7300 0.8400
Announcement Date 3/2/18 3/4/19 3/6/20 3/5/21 3/7/22 3/13/23
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net Debt 1 43.9 62.4 47.4 - - 14.5
Net Cash position 1 - - - 37.1 54.4 -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 5.19% 10.5% 12.1% 13.3% 11.8% 11.2%
ROA (Net income/ Total Assets) 0.54% 1.02% 1.25% 1.48% 1.32% 1.05%
Assets 1 706.9 805.4 855.2 929.3 1,028 1,082
Book Value Per Share 2 23.20 24.80 29.00 34.10 36.40 26.20
Cash Flow per Share 2 7.980 4.730 7.780 17.40 23.00 9.730
Capex 1 4.18 0.53 0.75 1.58 3.96 3.58
Capex / Sales 14.33% 1.41% 1.82% 2.93% 7.5% 7.67%
Announcement Date 3/2/18 3/4/19 3/6/20 3/5/21 3/7/22 3/13/23
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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