Financials Vietnam International CommercialBank

Equities

VIB

VN000000VIB1

Banks

End-of-day quote Ho Chi Minh S.E. 06:00:00 2024-04-25 pm EDT 5-day change 1st Jan Change
21,100 VND -0.24% Intraday chart for Vietnam International CommercialBank 0.00% +7.65%

Valuation

Fiscal Period: December 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 35,944,166 73,463,664 40,045,786 49,721,428 53,526,639 - -
Enterprise Value (EV) 1 35,944,166 73,463,664 40,045,786 49,721,428 53,526,639 53,526,639 53,526,639
P/E ratio 6.75 x 11.6 x 4.78 x 5.88 x 5.44 x 4.61 x 3.88 x
Yield - - - - 4.74% 4.74% 4.74%
Capitalization / Revenue 3.2 x 4.93 x 2.22 x 2.24 x 2.15 x 1.84 x 1.56 x
EV / Revenue 3.2 x 4.93 x 2.22 x 2.24 x 2.15 x 1.84 x 1.56 x
EV / EBITDA - - - - - - -
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Price to Book - 3.02 x 1.23 x - 1.11 x - -
Nbr of stocks (in thousands) 2,516,092 2,516,092 2,529,208 2,536,808 2,536,808 - -
Reference price 2 14,286 29,198 15,833 19,600 21,100 21,100 21,100
Announcement Date 1/21/21 2/16/22 2/14/23 2/20/24 - - -
1VND in Million2VND
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 6,213,215 11,215,514 14,890,903 18,057,838 22,160,000 24,933,000 29,031,500 34,215,000
EBITDA - - - - - - - -
EBIT 1 - 6,750,642 9,609,060 11,860,724 15,550,000 17,010,750 19,920,000 23,719,000
Operating Margin - 60.19% 64.53% 65.68% 70.17% 68.23% 68.62% 69.32%
Earnings before Tax (EBT) 1 - 5,800,855 8,011,012 10,581,115 10,703,000 12,335,000 14,260,500 17,437,000
Net income 1 3,266,402 4,640,613 6,409,750 8,468,767 8,563,053 9,868,333 11,408,000 13,212,000
Net margin 52.57% 41.38% 43.04% 46.9% 38.64% 39.58% 39.3% 38.61%
EPS 2 - 2,118 2,510 3,309 3,332 3,876 4,573 5,435
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 - - - - - 1,000 1,000 1,000
Announcement Date 3/5/20 1/21/21 2/16/22 2/14/23 2/20/24 - - -
1VND in Million2VND
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2023 Q1 2023 S1
Net sales - -
EBITDA - -
EBIT - -
Operating Margin - -
Earnings before Tax (EBT) - 5,642
Net income 1 2,155,111 -
Net margin - -
EPS 2 808.3 -
Dividend per Share - -
Announcement Date 4/28/23 -
1VND in Million2VND
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) - 29.6% 30.3% 29.7% - 24.2% 22.4% 23.6%
ROA (Net income/ Total Assets) - 2.16% 2.31% 2.6% - 2.23% 2.29% 2.46%
Assets 1 - 214,616,655 277,096,897 326,160,870 - 442,526,158 499,256,018 537,073,171
Book Value Per Share 2 - - 9,654 12,910 - 18,969 - -
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 3/5/20 1/21/21 2/16/22 2/14/23 2/20/24 - - -
1VND in Million2VND
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
More Ratings
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
5
Last Close Price
21,100 VND
Average target price
25,981 VND
Spread / Average Target
+23.13%
Consensus

Annual profits - Rate of surprise

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  4. Financials Vietnam International CommercialBank