Financials Western New England Bancorp, Inc.

Equities

WNEB

US9588921018

Banks

Market Closed - Nasdaq 04:00:00 2024-04-26 pm EDT 5-day change 1st Jan Change
6.45 USD -3.15% Intraday chart for Western New England Bancorp, Inc. -1.83% -28.33%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Capitalization 1 251.6 173.4 200.2 209.8 195.4 138.1 -
Enterprise Value (EV) 1 251.6 173.4 200.2 209.8 195.4 138.1 138.1
P/E ratio 18.9 x 15.3 x 8.59 x 8.02 x 12.9 x 13 x 10.1 x
Yield 2.08% 2.9% 2.28% 2.54% 3.11% 4.34% 4.34%
Capitalization / Revenue 4.34 x 2.69 x 2.74 x 2.65 x 2.88 x 2.21 x 1.98 x
EV / Revenue 4.34 x 2.69 x 2.74 x 2.65 x 2.88 x 2.21 x 1.98 x
EV / EBITDA - - - - - - -
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Price to Book 1.14 x 0.77 x 0.89 x 0.92 x 0.82 x 0.58 x 0.56 x
Nbr of stocks (in thousands) 26,126 25,170 22,849 22,176 21,713 21,414 -
Reference price 2 9.630 6.890 8.760 9.460 9.000 6.450 6.450
Announcement Date 1/28/20 1/26/21 1/25/22 1/24/23 1/23/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net sales 1 57.98 64.43 73.18 79.23 67.91 62.52 69.6
EBITDA - - - - - - -
EBIT 19.88 - 30.8 35.33 - - -
Operating Margin 34.28% - 42.09% 44.59% - - -
Earnings before Tax (EBT) 1 17.2 14.16 31.72 34.63 19.58 13.5 17.13
Net income 1 13.32 11.22 23.7 25.89 15.07 10.48 13.17
Net margin 22.98% 17.41% 32.39% 32.67% 22.19% 16.76% 18.92%
EPS 2 0.5100 0.4500 1.020 1.180 0.7000 0.4967 0.6400
Free Cash Flow - - - - - - -
FCF margin - - - - - - -
FCF Conversion (EBITDA) - - - - - - -
FCF Conversion (Net income) - - - - - - -
Dividend per Share 2 0.2000 0.2000 0.2000 0.2400 0.2800 0.2800 0.2800
Announcement Date 1/28/20 1/26/21 1/25/22 1/24/23 1/23/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1
Net sales 1 18.76 18.58 18.7 19.39 20.29 20.85 18.5 16.85 16.38 16.18 15.35 15.5 15.63 16.01 16.7
EBITDA - - - - - - - - - - - - - - -
EBIT 8.042 8.515 6.59 7.7 8.535 12.5 6.587 - - - - - - - -
Operating Margin 42.86% 45.82% 35.24% 39.71% 42.07% 59.96% 35.6% - - - - - - - -
Earnings before Tax (EBT) 1 8.142 8.215 7.015 7.4 7.86 12.35 6.975 3.467 5.523 3.619 3.788 3.196 3.106 3.399 3.653
Net income 1 6.036 6.22 5.319 5.535 5.999 9.034 5.304 2.763 4.49 2.511 2.961 2.44 2.395 2.626 2.786
Net margin 32.17% 33.47% 28.45% 28.54% 29.57% 43.32% 28.66% 16.4% 27.41% 15.52% 19.29% 15.75% 15.32% 16.4% 16.69%
EPS 2 0.2700 0.2800 0.2400 0.2500 0.2800 0.4200 0.2400 0.1300 0.2100 0.1200 0.1400 0.1150 0.1225 0.1350 0.1350
Dividend per Share 2 0.0500 0.0500 0.0600 0.0600 0.0600 0.0600 0.0700 0.0700 0.0700 0.0700 0.0700 0.0700 0.0700 0.0700 0.0700
Announcement Date 10/26/21 1/25/22 4/26/22 7/26/22 10/25/22 1/24/23 4/25/23 7/25/23 10/24/23 1/23/24 4/23/24 - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net Debt - - - - - - -
Net Cash position - - - - - - -
Leverage (Debt/EBITDA) - - - - - - -
Free Cash Flow - - - - - - -
ROE (net income / shareholders' equity) 5.79% 4.86% 10.6% 11.9% 6.47% 4.48% 5.49%
ROA (Net income/ Total Assets) 0.63% 0.48% 0.96% 1.02% 0.59% 0.4% 0.48%
Assets 1 2,115 2,336 2,469 2,538 2,554 2,620 2,744
Book Value Per Share 2 8.430 8.970 9.870 10.30 11.00 11.10 11.60
Cash Flow per Share - - - - - - -
Capex - - - - - - -
Capex / Sales - - - - - - -
Announcement Date 1/28/20 1/26/21 1/25/22 1/24/23 1/23/24 - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
C
More Ratings
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
4
Last Close Price
6.45 USD
Average target price
8.75 USD
Spread / Average Target
+35.66%
Consensus
  1. Stock Market
  2. Equities
  3. WNEB Stock
  4. Financials Western New England Bancorp, Inc.