Richard Fraser

The Bank of Nova Scotia Jamaica Ltd. engages in the provision of retail and commercial banking services. It operates through the following segments: Retail Banking; Corporate and Commercial Banking; Treasury; Insurance Services; and Other Operations. The Retail Banking segment consists of personal banking services; personal deposit accounts; credit and debit cards; and consumer loans and mortgages. The Corporate and Commercial Banking segment offers non-personal direct debit facilities, current accounts, deposits, overdrafts, loans, trading, and other credit facilities. The Treasury segment provides the incorporation of banks liquidity and investment management function, management of correspondent bank relationships, and foreign currency trading. The Insurance Services segment involves in incorporating the provision of life and medical insurance, and individual pension administration and annuities. The Other Operations segment comprises of non-trading subsidiaries. The company was founded in 1889 and is headquartered in Kingston, Jamaica.