Market Closed -
Japan Exchange
02:00:00 2024-04-26 am EDT
|
5-day change
|
1st Jan Change
|
401.8
JPY
|
+1.98%
|
|
+2.53%
|
+14.05%
|
Fiscal Period: March |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
618,813
|
687,744
|
806,806
|
499,750
|
499,750
|
629,466
|
-
|
-
|
Enterprise Value (EV)
1 |
1,343,953
|
1,401,834
|
1,332,882
|
1,070,091
|
1,023,250
|
1,220,647
|
1,259,142
|
1,274,375
|
P/E ratio
|
16.4
x
|
11.5
x
|
10.2
x
|
8.98
x
|
9.1
x
|
11.7
x
|
13.9
x
|
9.25
x
|
Yield
|
0.51%
|
0.91%
|
1.17%
|
2.19%
|
3.13%
|
2.99%
|
3.4%
|
3.98%
|
Capitalization / Revenue
|
2.23
x
|
2.46
x
|
3.03
x
|
1.91
x
|
1.83
x
|
2.14
x
|
2.01
x
|
1.92
x
|
EV / Revenue
|
4.85
x
|
5.02
x
|
5
x
|
4.08
x
|
3.74
x
|
4.15
x
|
4.01
x
|
3.88
x
|
EV / EBITDA
|
21,275,509
x
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EV / FCF
|
241,240,821
x
|
84,457,984
x
|
12,248,955
x
|
25,898,904
x
|
-134,372,933
x
|
-
|
-
|
-
|
FCF Yield
|
0%
|
0%
|
0%
|
0%
|
-0%
|
-
|
-
|
-
|
Price to Book
|
1.74
x
|
1.66
x
|
1.66
x
|
0.94
x
|
0.86
x
|
1.01
x
|
0.97
x
|
0.9
x
|
Nbr of stocks (in thousands)
|
1,566,614
|
1,566,614
|
1,566,614
|
1,566,614
|
1,566,614
|
1,566,614
|
-
|
-
|
Reference price
2 |
395.0
|
439.0
|
515.0
|
319.0
|
319.0
|
401.8
|
401.8
|
401.8
|
Announcement Date
|
5/14/19
|
5/14/20
|
5/13/21
|
5/13/22
|
5/11/23
|
-
|
-
|
-
|
Fiscal Period: March |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
277,069
|
279,510
|
266,316
|
262,155
|
273,793
|
294,053
|
313,709
|
328,690
|
EBITDA
|
63,169
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
57,607
|
75,636
|
98,896
|
34,779
|
87,287
|
85,462
|
71,564
|
104,761
|
Operating Margin
|
20.79%
|
27.06%
|
37.13%
|
13.27%
|
31.88%
|
29.06%
|
22.81%
|
31.87%
|
Earnings before Tax (EBT)
1 |
55,334
|
80,011
|
99,297
|
33,726
|
84,803
|
85,600
|
45,300
|
102,600
|
Net income
1 |
37,781
|
59,600
|
78,864
|
55,678
|
54,926
|
53,789
|
45,230
|
68,080
|
Net margin
|
13.64%
|
21.32%
|
29.61%
|
21.24%
|
20.06%
|
18.29%
|
14.42%
|
20.71%
|
EPS
2 |
24.12
|
38.04
|
50.34
|
35.54
|
35.06
|
34.32
|
28.89
|
43.45
|
Free Cash Flow
|
5,571
|
16,598
|
108,816
|
41,318
|
-7,615
|
-
|
-
|
-
|
FCF margin
|
2.01%
|
5.94%
|
40.86%
|
15.76%
|
-2.78%
|
-
|
-
|
-
|
FCF Conversion (EBITDA)
|
8.82%
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
14.75%
|
27.85%
|
137.98%
|
74.21%
|
-
|
-
|
-
|
-
|
Dividend per Share
2 |
2.000
|
4.000
|
6.000
|
7.000
|
10.00
|
12.00
|
13.67
|
16.00
|
Announcement Date
|
5/14/19
|
5/14/20
|
5/13/21
|
5/13/22
|
5/11/23
|
-
|
-
|
-
|
Fiscal Period: March |
2020 S1
|
2021 S1
|
2022 Q2
|
2022 S1
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 S1
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 S1
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
2025 Q2
|
2025 Q3
|
2025 Q4
|
---|
Net sales
1 |
139,290
|
134,945
|
65,956
|
131,423
|
65,499
|
65,233
|
66,514
|
68,554
|
135,068
|
68,992
|
69,733
|
70,926
|
144,299
|
74,687
|
74,900
|
76,100
|
77,700
|
77,900
|
78,400
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
50,812
|
54,499
|
23,315
|
48,370
|
11,593
|
-25,184
|
25,394
|
23,404
|
48,798
|
21,848
|
16,641
|
21,927
|
44,218
|
22,649
|
18,800
|
23,900
|
23,100
|
23,600
|
-25,300
|
Operating Margin
|
36.48%
|
40.39%
|
35.35%
|
36.8%
|
17.7%
|
-38.61%
|
38.18%
|
34.14%
|
36.13%
|
31.67%
|
23.86%
|
30.92%
|
30.64%
|
30.33%
|
25.1%
|
31.41%
|
29.73%
|
30.3%
|
-32.27%
|
Earnings before Tax (EBT)
|
55,235
|
55,368
|
23,592
|
48,704
|
10,587
|
-
|
25,340
|
-
|
49,805
|
18,309
|
16,689
|
22,038
|
44,255
|
22,563
|
-
|
-
|
-
|
-
|
-
|
Net income
|
45,098
|
43,505
|
19,226
|
39,147
|
7,437
|
9,094
|
16,594
|
16,422
|
33,016
|
11,317
|
10,593
|
13,776
|
27,287
|
14,430
|
-
|
-
|
-
|
-
|
-
|
Net margin
|
32.38%
|
32.24%
|
29.15%
|
29.79%
|
11.35%
|
13.94%
|
24.95%
|
23.95%
|
24.44%
|
16.4%
|
15.19%
|
19.42%
|
18.91%
|
19.32%
|
-
|
-
|
-
|
-
|
-
|
EPS
|
28.79
|
27.77
|
-
|
24.99
|
4.750
|
-
|
10.59
|
-
|
21.08
|
7.220
|
-
|
8.790
|
17.42
|
9.210
|
-
|
-
|
-
|
-
|
-
|
Dividend per Share
|
2.000
|
3.000
|
-
|
3.000
|
-
|
-
|
-
|
-
|
5.000
|
-
|
-
|
-
|
6.000
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
11/5/19
|
11/5/20
|
11/9/21
|
11/9/21
|
1/31/22
|
5/13/22
|
7/28/22
|
11/8/22
|
11/8/22
|
1/31/23
|
5/11/23
|
7/28/23
|
11/9/23
|
1/31/24
|
-
|
-
|
-
|
-
|
-
|
Fiscal Period: March |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
1 |
725,140
|
714,090
|
526,076
|
570,341
|
523,500
|
591,181
|
629,676
|
644,909
|
Net Cash position
1 |
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
11.48
x
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
|
5,571
|
16,598
|
108,816
|
41,318
|
-7,615
|
-
|
-
|
-
|
ROE (net income / shareholders' equity)
|
11.1%
|
15.5%
|
17.5%
|
10.9%
|
9.9%
|
8.01%
|
6.92%
|
9.51%
|
ROA (Net income/ Total Assets)
|
4.51%
|
5.81%
|
8%
|
2.86%
|
6.83%
|
4.42%
|
3.57%
|
5.14%
|
Assets
1 |
838,237
|
1,025,405
|
985,800
|
1,949,933
|
803,819
|
1,216,117
|
1,267,769
|
1,324,690
|
Book Value Per Share
2 |
227.0
|
265.0
|
310.0
|
340.0
|
371.0
|
399.0
|
416.0
|
445.0
|
Cash Flow per Share
|
27.20
|
40.40
|
52.40
|
37.70
|
37.40
|
-
|
-
|
-
|
Capex
|
1,758
|
3,100
|
4,363
|
4,771
|
6,297
|
-
|
-
|
-
|
Capex / Sales
|
0.63%
|
1.11%
|
1.64%
|
1.82%
|
2.3%
|
-
|
-
|
-
|
Announcement Date
|
5/14/19
|
5/14/20
|
5/13/21
|
5/13/22
|
5/11/23
|
-
|
-
|
-
|
Last Close Price
401.8
JPY Average target price
400
JPY Spread / Average Target -0.45% Consensus |
1st Jan change
|
Capi.
|
---|
| +14.05% | 4B | | -8.14% | 49.88B | | -5.25% | 30.53B | | +63.88% | 29.08B | | +20.03% | 23.38B | | +16.97% | 17.94B | | -6.99% | 11.81B | | +21.92% | 11.27B | | -20.90% | 8.31B | | +14.34% | 8.13B |
Other Consumer Lending
|