Financials Amar Finance and Leasing Company - KPSC

Equities

AMAR

KW0EQ0202717

Consumer Lending

End-of-day quote Kuwait S.E. 06:00:00 2024-04-28 pm EDT 5-day change 1st Jan Change
0.064 KWD 0.00% Intraday chart for Amar Finance and Leasing Company - KPSC +6.31% +1.11%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 8.004 7.419 9.508 12.79 12.24 12.36
Enterprise Value (EV) 1 6.374 5.766 7.664 9.586 9.459 9.876
P/E ratio -8.47 x 31.8 x 164 x 3.66 x -51.4 x 10.9 x
Yield - - - - - -
Capitalization / Revenue 11.7 x 8.33 x 11.8 x 9.75 x 52.4 x 14.3 x
EV / Revenue 9.33 x 6.48 x 9.55 x 7.31 x 40.5 x 11.4 x
EV / EBITDA -115 x 30.6 x 12.5 x 12 x -22.9 x 188 x
EV / FCF -5.48 x 227 x 20.2 x 13.9 x -9.24 x -9.86 x
FCF Yield -18.2% 0.44% 4.95% 7.19% -10.8% -10.1%
Price to Book 0.47 x 0.43 x 0.54 x 0.61 x 0.59 x 0.56 x
Nbr of stocks (in thousands) 195,232 195,232 195,232 195,232 195,232 195,232
Reference price 2 0.0410 0.0380 0.0487 0.0655 0.0627 0.0633
Announcement Date 3/11/19 2/13/20 3/1/21 2/22/22 3/1/23 2/21/24
1KWD in Million2KWD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 0.683 0.8902 0.8029 1.311 0.2338 0.8663
EBITDA 1 -0.0554 0.1887 0.6134 0.7956 -0.4122 0.0524
EBIT 1 -0.0869 0.1813 0.6056 0.7919 -0.4179 0.0432
Operating Margin -12.73% 20.37% 75.42% 60.39% -178.72% 4.99%
Earnings before Tax (EBT) 1 -0.9452 0.2359 0.0598 3.504 -0.2381 1.146
Net income 1 -0.9452 0.2332 0.0582 3.491 -0.2381 1.135
Net margin -138.39% 26.19% 7.24% 266.21% -101.81% 130.96%
EPS 2 -0.004841 0.001194 0.000297 0.0179 -0.001219 0.005811
Free Cash Flow 1 -1.163 0.0254 0.3793 0.6895 -1.023 -1.001
FCF margin -170.27% 2.85% 47.24% 52.58% -437.61% -115.58%
FCF Conversion (EBITDA) - 13.44% 61.83% 86.66% - -
FCF Conversion (Net income) - 10.88% 652.14% 19.75% - -
Dividend per Share - - - - - -
Announcement Date 3/11/19 2/13/20 3/1/21 2/22/22 3/1/23 2/21/24
1KWD in Million2KWD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 - - - - - -
Net Cash position 1 1.63 1.65 1.84 3.2 2.78 2.48
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow 1 -1.16 0.03 0.38 0.69 -1.02 -1
ROE (net income / shareholders' equity) -5.34% 1.35% 0.33% 18.1% -1.14% 5.32%
ROA (Net income/ Total Assets) -0.27% 0.61% 2.01% 2.38% -1.16% 0.12%
Assets 1 347.2 38.47 2.898 146.9 20.46 940
Book Value Per Share 2 0.0900 0.0900 0.0900 0.1100 0.1100 0.1100
Cash Flow per Share 2 0 0 0 0.0100 0 0
Capex 1 0 0.01 0 0 0 0.09
Capex / Sales 0.34% 0.64% 0.49% 0.36% 0.97% 10.72%
Announcement Date 3/11/19 2/13/20 3/1/21 2/22/22 3/1/23 2/21/24
1KWD in Million2KWD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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