Financials Amlak International Finance Company

Equities

1182

SA153G80IF11

Consumer Lending

End-of-day quote Saudi Arabian S.E. 06:00:00 2024-04-28 pm EDT 5-day change 1st Jan Change
14.22 SAR +0.85% Intraday chart for Amlak International Finance Company -0.14% +3.80%

Valuation

Fiscal Period: December 2020 2021 2022 2023
Capitalization 1 1,984 1,917 1,354 1,241
Enterprise Value (EV) 1 4,121 3,986 3,075 3,824
P/E ratio 20.1 x 17.8 x 14 x 39 x
Yield 3.65% 4.02% 5.35% -
Capitalization / Revenue 9.53 x 8.26 x 6.19 x 7.63 x
EV / Revenue 19.8 x 17.2 x 14.1 x 23.5 x
EV / EBITDA - - - -
EV / FCF - - - -
FCF Yield - - - -
Price to Book 1.73 x 1.61 x 1.1 x 1.05 x
Nbr of stocks (in thousands) 90,600 90,600 90,600 90,600
Reference price 2 21.90 21.16 14.94 13.70
Announcement Date 3/11/21 3/14/22 3/1/23 2/21/24
1SAR in Million2SAR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 179.1 200.5 208.2 232 218.7 162.7
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 97.61 102.1 115.4 123.3 110.9 38.95
Net income 1 97.61 70.01 98.9 107.8 96.72 31.81
Net margin 54.5% 34.92% 47.5% 46.44% 44.23% 19.55%
EPS 2 1.079 0.7727 1.092 1.189 1.068 0.3511
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share - 0.7500 0.8000 0.8500 0.8000 -
Announcement Date 2/12/19 3/10/20 3/11/21 3/14/22 3/1/23 2/21/24
1SAR in Million2SAR
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 1,998 2,125 2,137 2,069 1,722 2,582
Net Cash position 1 - - - - - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 8.5% 6.22% 8.7% 9.21% 7.97% 2.63%
ROA (Net income/ Total Assets) 2.96% 2.1% 2.83% 3.01% 2.74% 0.86%
Assets 1 3,295 3,334 3,493 3,574 3,527 3,687
Book Value Per Share 2 12.40 12.40 12.70 13.10 13.60 13.10
Cash Flow per Share 2 0.1800 0.0900 0.2800 0.1000 0.4200 0.3100
Capex 1 4.08 10.1 5.46 5.95 4.74 21.9
Capex / Sales 2.28% 5.03% 2.62% 2.57% 2.17% 13.48%
Announcement Date 2/12/19 3/10/20 3/11/21 3/14/22 3/1/23 2/21/24
1SAR in Million2SAR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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