ANDOVER BANCORP, INC. |
Market Closed -
Other stock markets
|
5-day change | 1st Jan Change | ||
| 19.52 USD | -0.91% |
|
-0.91% | +0.62% |
| Mar. 13 | Andover Bancorp, Inc. Reports Earnings Results for the Full Year Ended December 31, 2023 | CI |
| 2023 | Andover Bancorp, Inc. Reports Earnings Results for the Full Year Ended December 31, 2022 | CI |
Valuation
| Fiscal Period: December | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|
| Capitalization 1 | 57.46 | 46.95 | 43.48 | 43.41 | 42.51 | 40.51 |
| Enterprise Value (EV) 1 | 77.86 | 52.46 | 41.73 | 44.67 | 56.83 | 21.06 |
| P/E ratio | 14.9 x | 12.5 x | 10 x | 7.84 x | 8.63 x | 10.8 x |
| Yield | 3.09% | 3.74% | 3.97% | 3.89% | 3.77% | 3.87% |
| Capitalization / Revenue | 3.72 x | 3.08 x | 2.74 x | 2.42 x | 2.29 x | 2.22 x |
| EV / Revenue | 5.05 x | 3.44 x | 2.63 x | 2.49 x | 3.07 x | 1.15 x |
| EV / EBITDA | - | - | - | - | - | - |
| EV / FCF | - | - | - | - | - | - |
| FCF Yield | - | - | - | - | - | - |
| Price to Book | 1.48 x | 1.08 x | 0.87 x | 0.88 x | 3.04 x | 1.99 x |
| Nbr of stocks (in thousands) | 2,445 | 2,407 | 2,350 | 2,285 | 2,152 | 2,088 |
| Reference price 2 | 23.50 | 19.50 | 18.50 | 19.00 | 19.75 | 19.40 |
| Announcement Date | 4/4/19 | 3/25/20 | 3/17/21 | 3/26/22 | 4/12/23 | 3/13/24 |
1USD in Million2USD
Estimates
Income Statement Evolution (Annual data)
| Fiscal Period: December | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|
| Net sales 1 | 15.43 | 15.25 | 15.86 | 17.91 | 18.54 | 18.26 |
| EBITDA | - | - | - | - | - | - |
| EBIT | - | - | - | - | - | - |
| Operating Margin | - | - | - | - | - | - |
| Earnings before Tax (EBT) 1 | 4.144 | 4.1 | 4.598 | 5.824 | 5.076 | 3.919 |
| Net income 1 | 3.823 | 3.723 | 4.258 | 5.393 | 4.873 | 3.778 |
| Net margin | 24.78% | 24.41% | 26.84% | 30.11% | 26.28% | 20.69% |
| EPS 2 | 1.573 | 1.556 | 1.847 | 2.424 | 2.290 | 1.802 |
| Free Cash Flow | - | - | - | - | - | - |
| FCF margin | - | - | - | - | - | - |
| FCF Conversion (EBITDA) | - | - | - | - | - | - |
| FCF Conversion (Net income) | - | - | - | - | - | - |
| Dividend per Share 2 | 0.7250 | 0.7300 | 0.7350 | 0.7400 | 0.7450 | 0.7500 |
| Announcement Date | 4/4/19 | 3/25/20 | 3/17/21 | 3/26/22 | 4/12/23 | 3/13/24 |
1USD in Million2USD
Estimates
Balance Sheet Analysis
| Fiscal Period: December | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|
| Net Debt 1 | 20.4 | 5.52 | - | 1.26 | 14.3 | - |
| Net Cash position 1 | - | - | 1.76 | - | - | 19.4 |
| Leverage (Debt/EBITDA) | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - |
| ROE (net income / shareholders' equity) | 9.75% | 9.21% | 9.32% | 11.3% | 16.2% | 22.2% |
| ROA (Net income/ Total Assets) | 0.95% | 0.91% | 0.89% | 0.98% | 0.85% | 0.67% |
| Assets 1 | 403.8 | 411.4 | 476.7 | 550.8 | 573 | 564.7 |
| Book Value Per Share 2 | 15.90 | 18.10 | 21.40 | 21.60 | 6.500 | 9.730 |
| Cash Flow per Share 2 | 2.420 | 4.040 | 8.430 | 8.590 | 7.350 | 14.10 |
| Capex 1 | 0.35 | 0.49 | 0.36 | 0.4 | 0.6 | 0.54 |
| Capex / Sales | 2.24% | 3.19% | 2.25% | 2.25% | 3.22% | 2.93% |
| Announcement Date | 4/4/19 | 3/25/20 | 3/17/21 | 3/26/22 | 4/12/23 | 3/13/24 |
1USD in Million2USD
Estimates
EPS & Dividend
Year-on-year evolution of the PER
Change in Enterprise Value/EBITDA
- Stock Market
- Equities
- ANDC Stock
- Financials Andover Bancorp, Inc.
