Financials Arab Jordanian Insurance Group

Equities

ARGR

JO2102711014

Multiline Insurance & Brokers

End-of-day quote Amman S.E. 06:00:00 2024-04-29 pm EDT 5-day change 1st Jan Change
0.85 JOD -.--% Intraday chart for Arab Jordanian Insurance Group -.--% +4.94%

Valuation

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Capitalization 1 5.225 10.74 6.365 7.695 7.98 8.835
Enterprise Value (EV) 1 -2.111 3.426 -1.934 -1.125 1.995 2.17
P/E ratio 8.84 x 16.5 x 6.26 x 8.1 x -15.3 x -3.59 x
Yield - - - - - -
Capitalization / Revenue 0.41 x 0.79 x 0.37 x 0.45 x 0.45 x 0.46 x
EV / Revenue -0.17 x 0.25 x -0.11 x -0.07 x 0.11 x 0.11 x
EV / EBITDA -2.81 x 4.06 x -1.49 x -0.75 x 15.7 x -1.12 x
EV / FCF -4.26 x 2.11 x -3.49 x -2.07 x -0.73 x 1.92 x
FCF Yield -23.5% 47.5% -28.6% -48.2% -137% 52%
Price to Book 0.79 x 1.51 x 0.78 x 0.86 x 0.95 x 1.59 x
Nbr of stocks (in thousands) 9,500 9,500 9,500 9,500 9,500 9,500
Reference price 2 0.5500 1.130 0.6700 0.8100 0.8400 0.9300
Announcement Date 4/1/18 3/25/19 3/17/20 3/31/22 3/31/22 8/8/23
1JOD in Million2JOD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net sales 1 12.74 13.67 17.44 17.27 17.73 19.05
EBITDA 1 0.7519 0.8436 1.294 1.49 0.1271 -1.939
EBIT 1 0.627 0.7385 1.186 1.393 0.0143 -2.103
Operating Margin 4.92% 5.4% 6.8% 8.06% 0.08% -11.04%
Earnings before Tax (EBT) 1 0.627 0.7385 1.146 1.091 -0.1828 -2.218
Net income 1 0.5909 0.6505 1.017 0.9499 -0.5272 -2.46
Net margin 4.64% 4.76% 5.84% 5.5% -2.97% -12.91%
EPS 2 0.0622 0.0685 0.1071 0.1000 -0.0550 -0.2590
Free Cash Flow 1 0.4961 1.626 0.5536 0.5426 -2.729 1.128
FCF margin 3.89% 11.9% 3.18% 3.14% -15.39% 5.92%
FCF Conversion (EBITDA) 65.98% 192.7% 42.79% 36.41% - -
FCF Conversion (Net income) 83.96% 249.92% 54.41% 57.12% - -
Dividend per Share - - - - - -
Announcement Date 4/1/18 3/25/19 3/17/20 3/31/22 3/31/22 8/8/23
1JOD in Million2JOD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net Debt 1 - - - - - -
Net Cash position 1 7.34 7.31 8.3 8.82 5.98 6.67
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow 1 0.5 1.63 0.55 0.54 -2.73 1.13
ROE (net income / shareholders' equity) 9.41% 9.5% 13.4% 11.2% -6.09% -36.3%
ROA (Net income/ Total Assets) 1.97% 2.18% 3.07% 3.31% 0.03% -5.19%
Assets 1 30.06 29.81 33.14 28.67 -1,569 47.42
Book Value Per Share 2 0.6900 0.7500 0.8600 0.9400 0.8900 0.5900
Cash Flow per Share 2 0.7700 0.7700 0.8700 0.9300 0.7300 0.7100
Capex 1 0.1 0.05 0.1 0.04 0.01 0.01
Capex / Sales 0.77% 0.34% 0.6% 0.21% 0.08% 0.06%
Announcement Date 4/1/18 3/25/19 3/17/20 3/31/22 3/31/22 8/8/23
1JOD in Million2JOD
Estimates
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  3. ARGR Stock
  4. Financials Arab Jordanian Insurance Group