On October 25, 2012, ATC Venture Group Inc. entered into a new credit facility with GemCap Lending I, LLC. The facility matures on October 25, 2014, and consists of a $1.0 million revolving credit facility and a $1.223 million term loan. Principal and interest on the term loan is payable monthly based on a five year amortization.

The facility bears interest at a fixed interest rate of 12% and is secured by a blanket lien on all the company's assets other than its real estate.