Stock AFG AUSTRALIAN FINANCE GROUP LIMITED
Add to a list
To use this feature you must be a member
Log inSign up

Financials Australian Finance Group Limited

Equities

AFG

AU000000AFG9

Consumer Lending

Market Closed - Australian S.E.
Other stock markets
 02:10:42 2024-04-26 am EDT 		5-day change 1st Jan Change
1.515 AUD -0.98% Intraday chart for Australian Finance Group Limited +1.00% -2.88%
Apr. 09 Australian Business Confidence Remains Soft in March: NAB Survey MT
Apr. 09 Citi Downgrades Australian Finance Group to Sell from Neutral, Price Target is AU$1.50 MT

Valuation

Fiscal Period: June 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 338.3 457.8 764.9 406.4 483.8 410.2 - -
Enterprise Value (EV) 1 338.3 457.8 764.9 406.4 483.8 410.2 410.2 410.2
P/E ratio 10.3 x 10 x 15.1 x 10.6 x 13.2 x 11.7 x 9.81 x 9.12 x
Yield 6.73% 5.91% 4.67% 11% 5.98% 5.61% 5.92% 6.24%
Capitalization / Revenue 0.53 x 0.67 x 1.02 x 0.44 x 0.48 x 0.38 x 0.37 x 0.34 x
EV / Revenue 0.53 x 0.67 x 1.02 x 0.44 x 0.48 x 0.38 x 0.37 x 0.34 x
EV / EBITDA 7.7 x 8.65 x 11.4 x - - 8.69 x 7.18 x 5.75 x
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 3.23 x 2.11 x 3.77 x 2.2 x 2.7 x 2.22 x 2.08 x 1.94 x
Nbr of stocks (in thousands) 214,813 267,742 268,382 269,129 270,258 270,769 - -
Reference price 2 1.575 1.710 2.850 1.510 1.790 1.515 1.515 1.515
Announcement Date 8/11/19 8/27/20 8/26/21 8/25/22 8/24/23 - - -
1AUD in Million2AUD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: June 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 642.8 682.2 747 929 1,003 1,086 1,106 1,218
EBITDA 1 43.93 52.94 67.34 - - 47.2 57.1 71.3
EBIT 1 42.9 50.46 65.28 78.95 46.36 40.21 46.89 53.42
Operating Margin 6.67% 7.4% 8.74% 8.5% 4.62% 3.7% 4.24% 4.39%
Earnings before Tax (EBT) 1 46.46 53.55 70.76 60.38 53.64 45.82 53.24 60.03
Net income 1 33 38.08 51.3 38.78 37.31 35.78 42.97 45.66
Net margin 5.13% 5.58% 6.87% 4.17% 3.72% 3.29% 3.88% 3.75%
EPS 2 0.1524 0.1709 0.1888 0.1422 0.1361 0.1298 0.1545 0.1661
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 0.1060 0.1010 0.1330 0.1660 0.1070 0.0850 0.0897 0.0945
Announcement Date 8/11/19 8/27/20 8/26/21 8/25/22 8/24/23 - - -
1AUD in Million2AUD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: June 2020 S1 2020 S2 2021 S1 2021 S2 2022 S1 2022 S2 2023 S1 2024 S1
Net sales - - - - - 459.2 525.2 -
EBITDA - - - - - - - -
EBIT 24.16 26.29 32.05 33.23 38.8 40.16 - -
Operating Margin - - - - - 8.74% - -
Earnings before Tax (EBT) 26.09 27.46 34.75 36.01 41.42 18.96 31.23 -
Net income 18.35 19.73 24.97 26.34 30.03 8.744 21.9 -
Net margin - - - - - 1.9% 4.17% -
EPS 0.0842 0.0900 - - 0.1101 0.0321 0.0798 -
Dividend per Share 1 0.0540 0.0470 0.0590 0.0740 0.0700 - - 0.0400
Announcement Date 2/20/20 8/27/20 2/25/21 8/26/21 2/24/22 8/25/22 2/23/23 2/28/24
1AUD
Estimates

Balance Sheet Analysis

Fiscal Period: June 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 28.8% 26.9% 26.9% 28.8% 26.6% 17.1% 19% 19.9%
ROA (Net income/ Total Assets) 1.06% 1.06% - 1% 0.78% - - -
Assets 1 3,113 3,590 - 3,861 4,775 - - -
Book Value Per Share 2 0.4900 0.8100 0.7600 0.6900 0.6600 0.6800 0.7300 0.7800
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 8/11/19 8/27/20 8/26/21 8/25/22 8/24/23 - - -
1AUD in Million2AUD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Ratings for Australian Finance Group Limited

Trading Rating
Investor Rating
ESG Refinitiv
B-
More Ratings

Analysts' Consensus

Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
3
Last Close Price
1.515 AUD
Average target price
1.71 AUD
Spread / Average Target
+12.87%
Consensus

EPS Revisions

Estimates Revisions

Quarterly earnings - Rate of surprise

Company calendar

Sector Other Consumer Lending

1st Jan change Capi.
AUSTRALIAN FINANCE GROUP LIMITED Stock Australian Finance Group Limited
-2.88% 268M
BAJAJ FINANCE LIMITED Stock Bajaj Finance Limited
-8.14% 49.88B
BAJAJ FINSERV LTD. Stock Bajaj Finserv Ltd.
-5.25% 30.53B
JIO FINANCIAL SERVICES LIMITED Stock Jio Financial Services Limited
+63.88% 29.08B
ORIX CORPORATION Stock ORIX Corporation
+20.03% 23.38B
SYNCHRONY FINANCIAL Stock Synchrony Financial
+16.97% 17.94B
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED Stock Cholamandalam Investment and Finance Company Limited
-6.99% 11.81B
SHRIRAM FINANCE LIMITED Stock Shriram Finance Limited
+21.92% 11.27B
SOFI TECHNOLOGIES, INC. Stock SoFi Technologies, Inc.
-20.90% 8.31B
MUTHOOT FINANCE LIMITED Stock Muthoot Finance Limited
+14.34% 8.13B
Other Consumer Lending
  1. Stock Market
  2. Equities
  3. AFG Stock
  4. Financials Australian Finance Group Limited