Financials Banca Monte dei Paschi di Siena S.p.A.

Equities

Market Closed - Borsa Italiana Other stock markets 12:45:00 2026-03-09 pm EDT			5-day change	1st Jan Change
7.045 ^EUR	-1.66%		-15.10%	-22.84%

Mar. 09	Lovaglio cancels meetings to present plan with Mediobanca	AN
Mar. 09	MPS CEO Lovaglio cancels roadshow for Mediobanca integration plan - sources	RE

Fiscal Period: December	2020	2021	2022	2023	2024	2025	2026	2027
Net sales ¹	2,917	2,980	3,088	3,797	4,034	4,074	7,969	8,364
Change	-	2.14%	3.65%	22.93%	6.24%	0.99%	95.6%	4.96%
EBITDA	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
EBIT ¹	713.5	873.8	989.3	1,954	2,165	2,189	4,478	4,894
Change	-	22.47%	13.22%	97.52%	10.78%	1.12%	104.57%	9.29%
Interest Paid	-	-	-	-	-	-	-	-
Earnings before Tax (EBT) ¹	-1,344	263.4	-627.4	1,706	1,444	1,700	3,458	4,069
Change	-	119.59%	-338.19%	372%	-15.35%	17.72%	103.34%	17.69%
Net income ¹	-1,689	309.5	-204.7	2,052	1,951	2,750	2,204	2,787
Change	-	118.32%	-166.14%	1,102.34%	-4.92%	40.96%	-19.86%	26.47%
Announcement Date	2/10/21	2/7/22	2/8/23	2/7/24	2/6/25	2/10/26	-	-

¹EUR in Million

Estimates

Fiscal Period: December	2020 Q4	2021 Q1	2021 Q2	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2	2024 Q3	2024 Q4	2025 Q1	2025 Q2	2025 Q3	2025 Q4
Net sales ¹	717.1	824	740.4	702	720.3	783	739	726	840	878.9	972	953	992.5	1,013	1,018	1,007	996.4	1,007	1,047	999.7	1,020
Change	-	14.91%	-10.15%	-5.19%	2.61%	8.7%	-5.62%	-1.76%	15.7%	4.63%	10.59%	-1.95%	4.14%	2.07%	0.48%	-1.1%	-1.02%	1.09%	3.92%	-4.5%	2.04%
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
EBIT ¹	143.8	283	207	188	201.1	248	205.8	202	333.1	414.3	523	509.1	507.6	551	555	539.3	519.6	535.2	575.8	531.5	546.5
Change	-	96.8%	-26.86%	-9.18%	6.97%	23.32%	-17.02%	-1.85%	64.9%	24.38%	26.24%	-2.66%	-0.29%	8.55%	0.73%	-2.83%	-3.65%	3%	7.59%	-7.69%	2.82%
Charge d'intérêts	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Earnings before Tax (EBT) ¹	-221.8	114	31.1	211	-92.3	5	15.5	-794	146.5	220.3	395	306.9	784.3	336	369.6	390.5	348.2	397.3	459.5	431.1	412.5
Change	-	151.4%	-72.72%	578.46%	-143.74%	105.42%	210%	-5,222.58%	118.45%	50.38%	79.3%	-22.3%	155.56%	-57.16%	10%	5.65%	-10.83%	14.1%	15.66%	-6.18%	-4.31%
Net income ¹	-149.6	119	82.8	186	-78.6	10	17.5	-388	155.8	235.7	383	309.6	1,123	333	826.5	406.7	384.8	-	479.3	474	1,384
Change	-	179.55%	-30.42%	124.64%	-142.26%	112.72%	75%	-2,317.14%	140.15%	51.28%	62.49%	-19.16%	262.76%	-70.35%	148.2%	-50.79%	-5.38%	-	-	-1.11%	191.88%
Announcement Date	2/10/21	5/6/21	8/5/21	11/4/21	2/7/22	5/6/22	8/5/22	11/11/22	2/8/23	5/9/23	8/4/23	11/8/23	2/7/24	5/7/24	8/6/24	11/8/24	2/6/25	5/9/25	8/6/25	11/7/25	2/10/26

¹EUR in Million

Estimates

Fiscal Period: December	2021 S1	2022 S1	2023 S1	2024 S1	2025 S1
Net sales ¹	1,564	1,522	1,851	2,031	2,054
Change	-	-2.68%	21.62%	9.71%	1.15%
EBITDA	-	-	-	-	-
Change	-	-	-	-	-
EBIT ¹	490.6	454	937	1,106	1,111
Change	-	-7.46%	106.39%	18.01%	0.47%
Charge d'intérêts	-	-	-	-	-
Earnings before Tax (EBT) ¹	145.1	20	-	705.8	856.8
Change	-	-86.22%	-	-	21.39%
Net income ¹	202.1	27	619	1,159	892.4
Change	-	-86.64%	2,192.59%	87.27%	-23.02%
Announcement Date	8/5/21	8/5/22	8/4/23	8/6/24	8/6/25

¹EUR in Million

Estimates

Fiscal Period: December	2020	2021	2022	2023	2024	2025	2026	2027
Net Debt	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
Announcement Date	2/10/21	2/7/22	2/8/23	2/7/24	2/6/25	2/10/26	-	-

Estimates

Fiscal Period: December	2019	2020	2021	2022	2023	2024
CAPEX ¹	89.77	62.05	39.74	19.24	28.4	30.77
Change	-	-30.87%	-35.95%	-51.59%	47.62%	8.33%
Free Cash Flow (FCF) ¹	-	-	-	-	-	-
Change	-	-	-	-	-	-
Announcement Date	3/30/20	3/16/21	3/18/22	4/1/23	4/18/24	3/26/25

¹EUR in Million

Estimates

Fiscal Period: December	2019	2020	2021	2022	2023	2024	2025	2026	2027
Profitability
EBITDA Margin (%)	-	-	-	-	-	-	-	-	-
EBIT Margin (%)	-	24.46%	29.32%	32.03%	51.47%	53.66%	53.73%	56.2%	58.51%
EBT Margin (%)	-	-46.08%	8.84%	-20.31%	44.95%	35.81%	41.74%	43.39%	48.65%
Net margin (%)	-	-57.9%	10.39%	-6.63%	54.04%	48.36%	67.5%	27.66%	33.32%
FCF margin (%)	-	-	-	-	-	-	-	-	-
FCF / Net Income (%)	-	-	-	-	-	-	-	-	-
Profitability
ROA	-	-1.2%	0.2%	-0.2%	1.7%	1.6%	1%	0.96%	1.11%
ROE	-	-24.02%	5.2%	-2.9%	23%	18%	9.68%	8.41%	9.99%
Financial Health
Leverage (Debt/EBITDA)	-	-	-	-	-	-	-	-	-
Debt / Free cash flow	-	-	-	-	-	-	-	-	-
Capital Intensity
CAPEX / Current Assets (%)	-	-	-	-	-	-	-	-	-
CAPEX / EBITDA (%)	-	-	-	-	-	-	-	-	-
CAPEX / FCF (%)	-	-	-	-	-	-	-	-	-
Items per share
Cash flow per share ¹	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-
Dividend per Share ¹	-	-	-	-	0.25	0.86	0.856	0.7821	0.8825
Change	-	-	-	-	-	244%	-0.47%	-8.63%	12.84%
Book Value Per Share ¹	-	598.5	615.7	-	7.921	9.248	9.697	8.848	9.03
Change	-	-	2.87%	-	-	16.74%	4.86%	-8.76%	2.06%
EPS ¹	-	-154.6	31.4	-0.975	1.629	1.549	1.537	0.6986	0.882
Change	-	-	120.31%	-103.11%	267.08%	-4.91%	-0.77%	-34.7%	26.25%
Nbr of stocks (in thousands)	-	10,024	10,024	1,259,690	1,259,690	1,259,690	3,038,418	3,038,418	3,038,418
Announcement Date	-	2/10/21	2/7/22	2/8/23	2/7/24	2/6/25	2/10/26	-	-