Financials Banco Pine S.A.

Equities

PINE4

BRPINEACNPR8

Banks

Market Closed - Sao Paulo 04:06:00 2024-04-26 pm EDT 5-day change 1st Jan Change
4.44 BRL +0.45% Intraday chart for Banco Pine S.A. -3.69% +1.60%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 267 622.3 373.4 265.2 305.8 884.7
Enterprise Value (EV) 1 632.1 2,769 4,355 5,981 5,532 4,184
P/E ratio -4.49 x -5.26 x -5.87 x 44.6 x 7.48 x 4.42 x
Yield - - - - 3.75% 7.06%
Capitalization / Revenue 2.05 x -13 x 2.02 x 1.28 x 1.26 x 1.58 x
EV / Revenue 4.86 x -57.8 x 23.5 x 28.9 x 22.8 x 7.48 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 0.31 x 0.74 x 0.47 x 0.34 x 0.35 x 0.81 x
Nbr of stocks (in thousands) 120,837 148,158 148,158 148,158 186,441 183,163
Reference price 2 2.210 4.200 2.520 1.790 1.640 4.370
Announcement Date 3/1/19 2/19/20 2/10/21 2/16/22 2/7/23 2/8/24
1BRL in Million2BRL
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 130.2 -47.89 185.1 206.7 242.7 559.2
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 -78.3 -280.3 -134.4 13.96 69.08 256
Net income 1 -59.71 -118.2 -63.62 5.942 40.9 180.9
Net margin -45.87% 246.85% -34.38% 2.88% 16.85% 32.35%
EPS 2 -0.4928 -0.7979 -0.4294 0.0401 0.2194 0.9891
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share - - - - 0.0616 0.3087
Announcement Date 3/1/19 2/19/20 2/10/21 2/16/22 2/7/23 2/8/24
1BRL in Million2BRL
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 365 2,147 3,982 5,716 5,226 3,299
Net Cash position 1 - - - - - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) -6.72% -13.8% -7.79% 0.76% 4.96% 19.5%
ROA (Net income/ Total Assets) -0.67% -1.22% -0.53% 0.04% 0.26% 0.97%
Assets 1 8,951 9,721 11,919 14,493 15,792 18,605
Book Value Per Share 2 7.170 5.680 5.350 5.260 4.660 5.380
Cash Flow per Share 2 1.890 0.5600 1.120 1.500 0.5700 0.4300
Capex - 8.92 0.75 0.17 1.53 2.01
Capex / Sales - -18.62% 0.41% 0.08% 0.63% 0.36%
Announcement Date 3/1/19 2/19/20 2/10/21 2/16/22 2/7/23 2/8/24
1BRL in Million2BRL
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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