Capital ratios

CET1 ratio

(31 December 2023)

GRUPO SANTANDER

BANCO SANTANDER S.A.

12.30%

16.87%

Note: Figures are subject to usual regulatory approval.

Note: The phased-in ratio includes the transitory treatment of IFRS 9, calculated in accordance with article 473 bis of the Capital Requirements Regulation (CRR2) and

subsequent modifications introduced by Regulation 2020/873 of the European Union. Total phased-in capital ratios include the transitory treatment according to 1 chapter 4, title 1, part 10 of the CRR2.

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Banco Santander SA published this content on 26 February 2024 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 01 March 2024 12:38:05 UTC.