Financials Bancolombia S.A. Bolsa De Valores De Colombia

Equities

PFBCOLOM

COB07PA00086

Banks

End-of-day quote Bolsa De Valores De Colombia 06:00:00 2024-05-27 pm EDT 5-day change 1st Jan Change
34,440 COP -0.69% Intraday chart for Bancolombia S.A. -3.26% +15.11%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 43,134,208 33,698,963 32,154,666 36,831,152 30,449,695 33,461,727 - -
Enterprise Value (EV) 1 43,134,208 33,698,963 32,154,666 36,831,152 30,449,695 33,461,727 33,461,727 33,461,727
P/E ratio 13.6 x 122 x 8.17 x 6.03 x 5.22 x 5.94 x 5.77 x 5.38 x
Yield 3.72% 0.74% - - 10.7% 8.46% 8.27% 9.4%
Capitalization / Revenue 2.74 x 2.15 x 1.87 x 1.51 x 1.07 x 1.2 x 1.16 x 1.09 x
EV / Revenue 2.74 x 2.15 x 1.87 x 1.51 x 1.07 x 1.2 x 1.16 x 1.09 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 1.57 x 1.27 x 1.04 x 1.05 x 0.84 x 0.83 x 0.76 x 0.72 x
Nbr of stocks (in thousands) 961,827 961,827 961,827 961,827 961,827 961,827 - -
Reference price 2 44,000 34,980 34,700 42,500 33,200 35,100 35,100 35,100
Announcement Date 2/20/20 2/24/21 2/22/22 2/23/23 2/20/24 - - -
1COP in Million2COP
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 15,761,870 15,707,042 17,239,451 24,424,126 28,551,297 27,982,364 28,928,254 30,578,202
EBITDA - - - - - - - -
EBIT 1 7,888,652 7,835,222 8,404,542 13,536,483 15,609,112 14,101,555 14,389,306 14,919,540
Operating Margin 50.05% 49.88% 48.75% 55.42% 54.67% 50.39% 49.74% 48.79%
Earnings before Tax (EBT) 1 4,477,531 308,773 5,984,012 9,744,786 8,147,526 7,604,201 8,155,984 8,538,160
Net income 1 3,117,351 275,994 4,086,795 6,783,490 6,116,936 5,530,953 5,775,065 6,234,629
Net margin 19.78% 1.76% 23.71% 27.77% 21.42% 19.77% 19.96% 20.39%
EPS 2 3,241 287.0 4,249 7,053 6,360 5,913 6,084 6,527
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 1,638 260.0 - - 3,536 2,971 2,904 3,300
Announcement Date 2/20/20 2/24/21 2/22/22 2/23/23 2/20/24 - - -
1COP in Million2COP
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1 2025 Q2
Net sales 1 4,753,055 5,334,177 5,772,114 6,378,344 6,939,492 7,465,970 7,163,663 6,814,010 7,107,651 6,873,410 7,029,799 6,965,969 6,987,842 6,898,981 7,352,017
EBITDA - - - - - - - - - - - - - - -
EBIT - - - - - - - - - - - - - - -
Operating Margin - - - - - - - - - - - - - - -
Earnings before Tax (EBT) 1 2,138,480 2,628,482 2,639,616 2,498,808 1,977,883 2,348,664 1,910,490 1,962,017 1,926,353 2,379,891 2,030,639 1,776,998 1,395,486 1,766,479 2,078,437
Net income 1 1,444,744 1,731,858 1,779,695 1,629,245 1,642,695 1,716,777 1,460,491 1,491,759 1,447,907 1,663,472 1,437,481 1,265,891 1,067,819 1,301,673 1,471,658
Net margin 30.4% 32.47% 30.83% 25.54% 23.67% 22.99% 20.39% 21.89% 20.37% 24.2% 20.45% 18.17% 15.28% 18.87% 20.02%
EPS 1,502 1,801 1,850 - - - - - - - - - - - -
Dividend per Share - - 780.0 - - - - - - - - - - - -
Announcement Date 2/22/22 5/11/22 8/9/22 11/10/22 2/23/23 5/10/23 8/9/23 11/8/23 2/20/24 5/9/24 - - - - -
1COP in Million
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 12.1% 1.02% 14% 19.8% 16.1% 14.2% 14% 14.2%
ROA (Net income/ Total Assets) 1.35% 0.11% 1.53% 2.15% 1.78% 1.56% 1.47% 1.45%
Assets 1 230,914,889 250,903,636 267,110,784 315,511,163 343,648,090 354,548,238 394,202,406 428,694,212
Book Value Per Share 2 27,951 27,599 33,514 40,640 39,601 42,117 46,390 48,564
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 2/20/20 2/24/21 2/22/22 2/23/23 2/20/24 - - -
1COP in Million2COP
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
More Ratings
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
7
Last Close Price
35,100 COP
Average target price
34,934 COP
Spread / Average Target
-0.47%
Consensus

Quarterly revenue - Rate of surprise