Blackhawk Bancorp Inc. reported unaudited consolidated earnings results for the second quarter and six months ended June 30, 2013. For the quarter, the company reported net interest and dividend income of $4,790,000 against $4,809,000 for the same period last year. Income before income taxes was $408,000 against $888,000 for the same period last year. Net income was $513,000 or $0.16 per diluted share against $745,000 or $0.27 per diluted share for the same period last year. Return on assets was 0.35% against 0.53% for the same period last year. Return on common equity was 3.66% against 6.82% for the same period last year. Return on average assets was 0.35% against 0.53% for the same period in the last year.

For the six months, the company reported total interest and dividend income of $11,281,000 against $11,903,000 for the same period last year. Income before income taxes was $950,000 against $1,713,000 for the same period last year. Net income was $1,096,000 or $0.35 per diluted share against $1,423,000 or $0.50 per diluted share for the same period last year. Return on assets was 0.39% against 0.51% for the same period last year. Return on common equity was 4.09% against 6.42% for the same period last year.