BM TECHNOLOGIES, INC. |
Market Closed -
Other stock markets
|
5-day change | 1st Jan Change | ||
| 1.49 USD | +0.68% |
|
-9.70% | -27.32% |
| Apr. 03 | Transcript : BM Technologies, Inc., Q4 2023 Earnings Call, Apr 03, 2024 | |
| Apr. 03 | Earnings Flash (BMTX) BM TECHNOLOGIES Posts Q4 Revenue $14.9M, vs. Street Est of $15M | MT |
Valuation
| Fiscal Period: December | 2020 | 2021 | 2022 | 2024 | 2025 |
|---|---|---|---|---|---|
| Capitalization 1 | 104.3 | 112.4 | 63.76 | 17.85 | - |
| Enterprise Value (EV) 1 | 104.3 | 112.4 | 63.76 | 17.85 | 17.85 |
| P/E ratio | - | 6.27 x | -74.4 x | -1.69 x | 18.5 x |
| Yield | - | - | - | - | - |
| Capitalization / Revenue | 1.56 x | 1.19 x | 0.76 x | 0.3 x | 0.26 x |
| EV / Revenue | 1.56 x | 1.19 x | 0.76 x | 0.3 x | 0.26 x |
| EV / EBITDA | 29.4 x | 3.93 x | 4.4 x | 7.36 x | 1.35 x |
| EV / FCF | - | 4,102,198 x | - | - | - |
| FCF Yield | - | 0% | - | - | - |
| Price to Book | - | - | - | - | - |
| Nbr of stocks (in thousands) | 7,427 | 12,206 | 12,238 | 12,064 | - |
| Reference price 2 | 14.04 | 9.210 | 5.210 | 1.480 | 1.480 |
| Announcement Date | 3/17/21 | 3/31/22 | 3/27/23 | - | - |
1USD in Million2USD
Estimates
Income Statement Evolution (Annual data)
| Fiscal Period: December | 2020 | 2021 | 2022 | 2024 | 2025 |
|---|---|---|---|---|---|
| Net sales 1 | 66.86 | 94.57 | 83.6 | 59.85 | 67.56 |
| EBITDA 1 | 3.549 | 28.61 | 14.49 | 2.425 | 13.2 |
| EBIT 1 | - | 6.056 | -9.256 | -10.79 | 1.34 |
| Operating Margin | - | 6.4% | -11.07% | -18.02% | 1.98% |
| Earnings before Tax (EBT) 1 | - | 23.18 | -1.19 | -10.79 | 1.34 |
| Net income 1 | - | 17.58 | -0.779 | -10.2 | 0.978 |
| Net margin | - | 18.59% | -0.93% | -17.04% | 1.45% |
| EPS 2 | - | 1.470 | -0.0700 | -0.8733 | 0.0800 |
| Free Cash Flow | - | 27.4 | - | - | - |
| FCF margin | - | 28.98% | - | - | - |
| FCF Conversion (EBITDA) | - | 95.78% | - | - | - |
| FCF Conversion (Net income) | - | 155.85% | - | - | - |
| Dividend per Share | - | - | - | - | - |
| Announcement Date | 3/17/21 | 3/31/22 | 3/27/23 | - | - |
1USD in Million2USD
Estimates
Income Statement Evolution (Quarterly data)
| Fiscal Period: December | 2021 Q3 | 2021 Q4 | 2022 Q1 | 2022 Q2 | 2022 Q3 | 2022 Q4 | 2023 Q1 | 2023 Q2 | 2023 Q3 | 2024 Q1 | 2024 Q2 | 2024 Q3 | 2024 Q4 | 2025 Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net sales 1 | 21.97 | 25.32 | 25.05 | 23.01 | 19.86 | 15.68 | 13.48 | 12.99 | 14.74 | 15.06 | 14.38 | 15.37 | 15.04 | 16.01 |
| EBITDA 1 | 7.018 | 7.758 | 9.244 | 5.864 | 1.458 | -1.925 | -1.891 | -0.906 | -0.789 | 0.5527 | 0.2867 | 0.6497 | 0.9363 | 2.707 |
| EBIT 1 | 3.998 | 1.202 | 3.252 | -0.218 | -4.28 | -7.57 | -6.375 | -4.767 | -4.385 | -2.567 | -3.066 | -2.72 | -2.433 | -0.477 |
| Operating Margin | 18.19% | 4.75% | 12.98% | -0.95% | -21.55% | -48.27% | -47.28% | -36.71% | -29.75% | -17.04% | -21.32% | -17.7% | -16.17% | -2.98% |
| Earnings before Tax (EBT) 1 | 10.04 | 0.438 | 5.607 | 5.422 | -5.649 | -6.419 | -4.954 | -4.446 | -3.952 | -2.567 | -3.066 | -2.72 | -2.433 | -0.477 |
| Net income 1 | 8.794 | -1.141 | 3.964 | 4.472 | -4.92 | -4.185 | -4.96 | -4.456 | -3.952 | -2.463 | -2.914 | -2.542 | -2.279 | -0.348 |
| Net margin | 40.02% | -4.51% | 15.83% | 19.44% | -24.78% | -26.68% | -36.78% | -34.31% | -26.81% | -16.35% | -20.27% | -16.54% | -15.15% | -2.17% |
| EPS 2 | 0.7400 | -0.1000 | 0.3200 | 0.3500 | -0.4100 | -0.3500 | -0.4300 | -0.3900 | -0.3400 | -0.2100 | -0.2467 | -0.2167 | -0.1967 | -0.0300 |
| Dividend per Share | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Announcement Date | 11/15/21 | 3/31/22 | 8/16/22 | 8/16/22 | 11/15/22 | 3/27/23 | 5/22/23 | 8/21/23 | 11/20/23 | - | - | - | - | - |
1USD in Million2USD
Estimates
Balance Sheet Analysis
| Fiscal Period: December | 2020 | 2021 | 2022 | 2024 | 2025 |
|---|---|---|---|---|---|
| Net Debt | - | - | - | - | - |
| Net Cash position | - | - | - | - | - |
| Leverage (Debt/EBITDA) | - | - | - | - | - |
| Free Cash Flow | - | 27.4 | - | - | - |
| ROE (net income / shareholders' equity) | - | - | - | - | - |
| ROA (Net income/ Total Assets) | - | - | - | - | - |
| Assets 1 | - | - | - | - | - |
| Book Value Per Share | - | - | - | - | - |
| Cash Flow per Share | - | - | - | - | - |
| Capex | - | 0.6 | - | - | - |
| Capex / Sales | - | 0.63% | - | - | - |
| Announcement Date | 3/17/21 | 3/31/22 | 3/27/23 | - | - |
1USD in Million
Estimates
EPS & Dividend
Year-on-year evolution of the PER
Change in Enterprise Value/EBITDA
Trading Rating
Investor Rating
ESG Refinitiv
Sell
Buy
Mean consensus
OUTPERFORM
Number of Analysts
3
Last Close Price
1.49
USD
Average target price
5.083
USD
Spread / Average Target
+241.16%
EPS Revisions
| 1st Jan change | Capi. | |
|---|---|---|
| -27.32% | 17.85M | |
| +2.14% | 178B | |
| +15.60% | 39.08B | |
| -1.34% | 39.08B | |
| +36.11% | 15.71B | |
| -31.99% | 10.23B | |
| +19.49% | 9.16B | |
| -21.18% | 8.98B | |
| +55.87% | 6.75B | |
| -10.21% | 5.05B |
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- Financials BM Technologies, Inc.
