Financials Caisse Régionale de Crédit Agricole Mutuel du Languedoc

Equities

CRLA

FR0010461053

Banks

Market Closed - Euronext Paris 10:44:22 2024-04-29 am EDT 5-day change 1st Jan Change
52 EUR 0.00% Intraday chart for Caisse Régionale de Crédit Agricole Mutuel du Languedoc +5.48% +7.88%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 1,483 1,627 1,196 1,107 940.1 951.2
Enterprise Value (EV) 1 1,496 1,944 1,491 -831.6 -286.3 7.552
P/E ratio 8.49 x 8.74 x 8.8 x 5.24 x 4.32 x 5.43 x
Yield 3.37% 3.12% 4.21% 4.81% 5.85% 5.68%
Capitalization / Revenue 2.65 x 2.82 x 2.33 x 1.81 x 1.51 x 1.66 x
EV / Revenue 2.67 x 3.37 x 2.9 x -1.36 x -0.46 x 0.01 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 0.39 x 0.4 x 0.29 x 0.23 x 0.2 x 0.19 x
Nbr of stocks (in thousands) 19,831 19,803 19,774 19,773 19,787 19,734
Reference price 2 74.80 82.16 60.50 55.97 47.51 48.20
Announcement Date 3/1/19 3/16/20 3/12/21 3/14/22 3/15/23 2/29/24
1EUR in Million2EUR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 560.1 576.4 513.9 611 624.5 571.9
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 246.3 254.1 197.7 282.6 270.5 209.6
Net income 1 174.7 186.1 135.9 211.2 217.7 175.6
Net margin 31.18% 32.29% 26.45% 34.56% 34.86% 30.7%
EPS 2 8.814 9.405 6.875 10.67 11.00 8.878
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 2.520 2.560 2.550 2.690 2.780 2.740
Announcement Date 3/1/19 3/16/20 3/12/21 3/14/22 3/15/23 2/29/24
1EUR in Million2EUR
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 12.5 317 295 - - -
Net Cash position 1 - - - 1,938 1,226 944
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 4.87% 4.73% 3.29% 4.8% 4.61% 3.6%
ROA (Net income/ Total Assets) 0.69% 0.7% 0.46% 0.66% 0.62% 0.49%
Assets 1 25,142 26,682 29,487 32,078 35,022 35,565
Book Value Per Share 2 191.0 207.0 209.0 239.0 239.0 256.0
Cash Flow per Share 2 5.690 6.040 6.040 118.0 75.10 47.70
Capex 1 8.73 13.6 13.4 18 22.4 20.1
Capex / Sales 1.56% 2.36% 2.6% 2.94% 3.59% 3.51%
Announcement Date 3/1/19 3/16/20 3/12/21 3/14/22 3/15/23 2/29/24
1EUR in Million2EUR
Estimates
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