Financials Caisse Régionale de Crédit Agricole Mutuel Nord de France

Equities

CNDF

FR0000185514

Banks

Market Closed - Euronext Paris 11:35:10 2024-04-26 am EDT 5-day change 1st Jan Change
14.21 EUR +1.49% Intraday chart for Caisse Régionale de Crédit Agricole Mutuel Nord de France +4.47% +11.28%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 1,285 1,647 1,236 1,181 956.5 738.8
Enterprise Value (EV) 1 2,464 2,502 2,067 1,339 1,515 763.9
P/E ratio 9.67 x 11.6 x 12.2 x 7.37 x 4.05 x 3.89 x
Yield 4.73% 3.69% 4.92% 5.15% 3.21% 5.09%
Capitalization / Revenue 2.33 x 2.93 x 2.29 x 1.9 x 1.51 x 1.23 x
EV / Revenue 4.46 x 4.44 x 3.83 x 2.15 x 2.39 x 1.27 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 0.31 x 0.37 x 0.27 x 0.23 x 0.19 x 0.14 x
Nbr of stocks (in thousands) 57,893 57,904 57,910 57,910 57,910 57,861
Reference price 2 22.20 28.45 21.34 20.40 16.52 12.77
Announcement Date 4/23/19 4/6/20 3/30/21 4/11/22 4/6/23 3/7/24
1EUR in Million2EUR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 552.1 562.9 540 621.6 634.7 602.3
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 174.8 177.8 144.2 200 191.2 152.1
Net income 1 132.9 141.6 101.1 160.2 169.8 136.6
Net margin 24.07% 25.16% 18.72% 25.78% 26.75% 22.68%
EPS 2 2.296 2.446 1.746 2.767 4.074 3.278
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 1.050 1.050 1.050 1.050 0.5300 0.6500
Announcement Date 4/23/19 4/6/20 3/30/21 4/11/22 4/6/23 3/7/24
1EUR in Million2EUR
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 1,179 854 831 157 559 25.2
Net Cash position 1 - - - - - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 3.17% 3.25% 2.27% 3.3% 3.3% 2.6%
ROA (Net income/ Total Assets) 0.44% 0.46% 0.31% 0.45% 0.44% 0.35%
Assets 1 29,902 30,504 32,300 35,795 38,813 39,404
Book Value Per Share 2 72.60 77.90 78.50 89.10 88.80 93.10
Cash Flow per Share 2 1.620 1.570 1.570 1.780 2.090 1.880
Capex 1 47.5 48.8 19 21.8 29.2 30.5
Capex / Sales 8.6% 8.67% 3.51% 3.51% 4.6% 5.07%
Announcement Date 4/23/19 4/6/20 3/30/21 4/11/22 4/6/23 3/7/24
1EUR in Million2EUR
Estimates
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