Capitec Bank : Dealing in Securities by a Director and Transfer to Associate

CAPITEC BANK HOLDINGS LIMITED Registration Number: 1999/025903/06 Incorporated in the Republic of South Africa Registered bank controlling company

Share Code: CPI

ISIN Number: ZAE000035861

DEALING IN SECURITIES BY A DIRECTOR AND TRANSFER TO ASSOCIATE

In compliance with paragraphs 3.63 to 3.74 of the JSE Limited Listings Requirements, the following information relating to the dealing in securities by a director is disclosed:

1.

NAME OF DIRECTOR	NS Mashiya
COMPANY OF WHICH A DIRECTOR	Capitec Bank Holdings Limited
STATUS: EXECUTIVE/NON-EXECUTIVE	Executive Director
NATURE OF TRANSACTIONS	Exercise of options through a combination of cash and net equity settlement (Off-market transactions)
TYPE OF SECURITIES	Options to acquire ordinary shares
CLASS OF SECURITIES	Ordinary
DATE OF TRANSACTIONS	19 April 2022 (1)-(4)
NUMBER OF OPTIONS EXERCISED	1 947 (1) 1 353 (2) 1 187 (3) 878 (4)
NUMBER OF ORDINARY SHARES ACQUIRED AS A RESULT OF A COMBINATION OF CASH AND NET EQUITY SETTLEMENT	1 947 (1) 1 327 (2) 385 (3) 218 (4)
OPTION STRIKE PRICE (RAND)	R473.05 (1) R705.93 (2) R881.76 (3) R1 175.01 (4)
STRIKE DATE OF OPTIONS	12 April 2022 (1)-(4)
PERIOD OF EXERCISE	Participants have a six-month period from the strike date during which options can be exercised.
NATURE AND EXTENT OF THE DIRECTOR'S INTEREST IN THE TRANSACTIONS	Direct, beneficial

2.

NAME OF DIRECTOR	NS Mashiya
COMPANY OF WHICH A DIRECTOR	Capitec Bank Holdings Limited
STATUS: EXECUTIVE/NON-EXECUTIVE	Executive Director
NATURE OF TRANSACTION	Transfer of shares by NS Mashiya (1) to Jeislo Investments (Pty) Ltd, an associate of the director (2) (Off-market transaction)
TYPE OF SECURITIES	Shares
CLASS OF SECURITIES	Ordinary
NUMBER OF SECURITIES TRANSACTED	3 877
DATE OF TRANSACTION	19 April 2022
PRICE PER SECURITY (RAND)	R2,150.00
TOTAL RAND VALUE OF SECURITIES TRANSACTED	R8,335,550.00
RELATIONSHIP WITH DIRECTOR	Director of associate (2)
NATURE AND EXTENT OF THE DIRECTOR'S INTEREST IN THE TRANSACTION	Direct, beneficial (1) Indirect, beneficial (2)

Clearance to deal in the securities by the director was obtained in accordance with paragraph 3.66 of the JSE Limited Listings Requirements.

20 April 2022

Stellenbosch

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