Financials Central Finance Company PLC

Equities

CFIN.N0000

LK0023N00008

Consumer Lending

End-of-day quote Colombo S.E. 06:00:00 2024-04-25 pm EDT 5-day change 1st Jan Change
116.2 LKR +3.10% Intraday chart for Central Finance Company PLC +5.68% +10.45%

Valuation

Fiscal Period: March 2018 2019 2020 2021 2022 2023
Capitalization 1 21,654 18,477 17,875 18,079 15,483 16,460
Enterprise Value (EV) 1 25,867 27,020 18,580 562 8,783 12,126
P/E ratio 4.01 x 3.67 x 4.48 x 3.26 x 2.21 x 2.28 x
Yield 3% 3.2% 1.48% 2.85% 5.14% 5.87%
Capitalization / Revenue 1.48 x 1.22 x 1.28 x 1.68 x 1.12 x 1.07 x
EV / Revenue 1.77 x 1.78 x 1.33 x 0.05 x 0.63 x 0.79 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 0.61 x 0.45 x 0.4 x 0.36 x 0.28 x 0.28 x
Nbr of stocks (in thousands) 227,361 227,359 227,358 227,356 227,354 227,354
Reference price 2 95.24 81.27 78.62 79.52 68.10 72.40
Announcement Date 6/6/18 6/7/19 8/4/20 6/7/21 6/7/22 6/7/23
1LKR in Million2LKR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: Maart 2018 2019 2020 2021 2022 2023
Net sales 1 14,590 15,164 13,961 10,786 13,862 15,358
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 8,223 7,790 5,837 6,804 9,649 10,312
Net income 1 5,402 5,041 3,990 5,544 7,003 7,227
Net margin 37.03% 33.25% 28.58% 51.4% 50.52% 47.06%
EPS 2 23.76 22.17 17.55 24.39 30.80 31.79
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 2.860 2.597 1.165 2.266 3.500 4.250
Announcement Date 6/6/18 6/7/19 8/4/20 6/7/21 6/7/22 6/7/23
1LKR in Million2LKR
Estimates

Balance Sheet Analysis

Fiscal Period: March 2018 2019 2020 2021 2022 2023
Net Debt 1 4,213 8,543 705 - - -
Net Cash position 1 - - - 17,517 6,700 4,335
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 16.1% 13.4% 9.41% 11.9% 13.4% 12.7%
ROA (Net income/ Total Assets) 6.16% 5.06% 3.6% 4.98% 6.33% 6.8%
Assets 1 87,633 99,593 110,721 111,359 110,683 106,284
Book Value Per Share 2 156.0 179.0 195.0 220.0 246.0 262.0
Cash Flow per Share 2 2.550 3.260 3.400 4.350 5.280 4.360
Capex 1 1,896 1,151 587 591 1,149 599
Capex / Sales 13% 7.59% 4.2% 5.48% 8.29% 3.9%
Announcement Date 6/6/18 6/7/19 8/4/20 6/7/21 6/7/22 6/7/23
1LKR in Million2LKR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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