Financials Central Valley Community Bancorp Nasdaq

Equities

CVCY

US1556851004

Banks

Market Closed - Nasdaq 04:00:00 2024-04-26 pm EDT 5-day change 1st Jan Change
17.83 USD -0.94% Intraday chart for Central Valley Community Bancorp -1.49% -20.22%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Capitalization 1 286 186.2 249 248.5 264.1 336.4 -
Enterprise Value (EV) 1 286 186.2 249 248.5 264.1 336.4 336.4
P/E ratio 13.6 x 9.19 x 8.95 x 9.33 x 10.3 x 12.7 x 6.66 x
Yield 1.98% 2.96% 2.26% 2.27% 2.15% 2.69% 2.69%
Capitalization / Revenue 3.71 x 2.38 x 3.05 x 2.94 x 2.95 x 2.4 x 2.11 x
EV / Revenue 3.71 x 2.38 x 3.05 x 2.94 x 2.95 x 2.4 x 2.11 x
EV / EBITDA - - - - - - -
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Price to Book 1.24 x 0.76 x 1 x 1.42 x 1.28 x 1.04 x 0.91 x
Nbr of stocks (in thousands) 13,198 12,508 11,988 11,732 11,815 18,870 -
Reference price 2 21.67 14.89 20.77 21.18 22.35 17.83 17.83
Announcement Date 1/22/20 1/28/21 1/26/22 1/26/23 1/18/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net sales 1 77.08 78.22 81.56 84.62 89.45 140.2 159.3
EBITDA - - - - - - -
EBIT 1 25.78 30.54 33.72 36.14 34.15 58.1 73.7
Operating Margin 33.44% 39.04% 41.34% 42.71% 38.18% 41.44% 46.27%
Earnings before Tax (EBT) 1 29.95 27.26 38.02 35.14 33.84 43.47 68.86
Net income 1 21.44 20.35 28.4 26.64 25.54 24.1 50.45
Net margin 27.82% 26.01% 34.82% 31.49% 28.55% 17.19% 31.67%
EPS 2 1.590 1.620 2.320 2.270 2.170 1.400 2.676
Free Cash Flow - - - - - - -
FCF margin - - - - - - -
FCF Conversion (EBITDA) - - - - - - -
FCF Conversion (Net income) - - - - - - -
Dividend per Share 2 0.4300 0.4400 0.4700 0.4800 0.4800 0.4800 0.4800
Announcement Date 1/22/20 1/28/21 1/26/22 1/26/23 1/18/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1
Net sales 20.36 21.49 19.43 20.58 21.64 22.96 22.89 21.8 22.11 22.38 - 39.14 39.86 39.97 39.18
EBITDA - - - - - - - - - - - - - - -
EBIT - 8.727 7.986 8.497 8.846 10.81 9.836 7.994 8.674 7.528 - 15.7 17.9 18.3 17.7
Operating Margin - 40.61% 41.1% 41.29% 40.87% 47.08% 42.98% 36.67% 39.23% 33.63% - 40.12% 44.91% 45.78% 45.18%
Earnings before Tax (EBT) 1 8.796 9.227 7.986 8.497 8.346 10.31 9.318 8.337 8.488 7.696 7.35 2.932 16.91 17.54 17.1
Net income 6.521 6.838 6.086 6.542 6.384 7.633 6.97 6.282 6.39 5.893 - -3.903 11.78 12.55 12.34
Net margin 32.03% 31.82% 31.32% 31.79% 29.5% 33.24% 30.45% 28.82% 28.9% 26.33% - -9.97% 29.57% 31.4% 31.48%
EPS 0.5400 0.5700 0.5100 0.5600 0.5500 0.6500 0.5900 0.5400 0.5400 0.5000 - -0.2060 0.6260 0.6660 0.6580
Dividend per Share 2 0.1200 0.1200 0.1200 0.1200 0.1200 0.1200 0.1200 0.1200 0.1200 0.1200 0.1200 0.1200 0.1200 0.1200 0.1200
Announcement Date 10/20/21 1/26/22 4/20/22 7/20/22 10/19/22 1/26/23 4/20/23 7/20/23 10/19/23 1/18/24 - - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net Debt - - - - - - -
Net Cash position - - - - - - -
Leverage (Debt/EBITDA) - - - - - - -
Free Cash Flow - - - - - - -
ROE (net income / shareholders' equity) 9.39% 8.85% 11.5% 14.3% 13.8% 9.11% 14.5%
ROA (Net income/ Total Assets) 1.36% 1.11% 1.25% 1.09% 1.04% 0.81% 1.43%
Assets 1 1,577 1,833 2,272 2,444 2,455 2,990 3,538
Book Value Per Share 2 17.50 19.60 20.80 14.90 17.50 17.10 19.50
Cash Flow per Share - - - - - - -
Capex - - - - - - -
Capex / Sales - - - - - - -
Announcement Date 1/22/20 1/28/21 1/26/22 1/26/23 1/18/24 - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
C
More Ratings
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
5
Last Close Price
17.83 USD
Average target price
23 USD
Spread / Average Target
+29.00%
Consensus
  1. Stock Market
  2. Equities
  3. CWBC Stock
  4. CVCY Stock
  5. Financials Central Valley Community Bancorp