CITIZENS, INC. |
Market Closed -
Other stock markets
|
5-day change | 1st Jan Change | ||
| 2.08 USD | +0.97% |
|
+2.46% | -22.68% |
| Mar. 18 | Citizens, Inc. Announces Chief Executive Officer Changes | CI |
| Mar. 18 | Citizens, Inc Appoints Jon Stenberg as President | CI |
Valuation
| Fiscal Period: December | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|
| Capitalization 1 | 376.6 | 339.1 | 289.5 | 264.4 | 106.5 | 133.3 |
| Enterprise Value (EV) 1 | 331.1 | 294 | 267.3 | 247.9 | 93.65 | 115.4 |
| P/E ratio | -34 x | -247 x | -26.3 x | 7.31 x | -16.1 x | 5.58 x |
| Yield | - | - | - | - | - | - |
| Capitalization / Revenue | 1.54 x | 1.35 x | 1.21 x | 1.06 x | 0.46 x | 0.55 x |
| EV / Revenue | 1.36 x | 1.17 x | 1.12 x | 0.99 x | 0.4 x | 0.48 x |
| EV / EBITDA | 56 x | 39.6 x | -299 x | 35 x | -14.3 x | 4.32 x |
| EV / FCF | 8.95 x | 465 x | -51.6 x | -7.59 x | -9.28 x | 7.03 x |
| FCF Yield | 11.2% | 0.22% | -1.94% | -13.2% | -10.8% | 14.2% |
| Price to Book | 2.01 x | 1.3 x | 0.96 x | 0.83 x | 102 x | 0.77 x |
| Nbr of stocks (in thousands) | 50,082 | 50,231 | 50,520 | 49,789 | 50,005 | 49,553 |
| Reference price 2 | 7.520 | 6.750 | 5.730 | 5.310 | 2.130 | 2.690 |
| Announcement Date | 3/26/19 | 3/11/20 | 3/10/21 | 3/11/22 | 3/10/23 | 3/14/24 |
1USD in Million2USD
Estimates
Income Statement Evolution (Annual data)
| Fiscal Period: December | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|
| Net sales 1 | 244 | 250.5 | 238.9 | 250.5 | 232.5 | 240.7 |
| EBITDA 1 | 5.911 | 7.422 | -0.894 | 7.076 | -6.531 | 26.69 |
| EBIT 1 | 2.002 | 5.745 | -2.317 | 5.936 | -7.067 | 26.17 |
| Operating Margin | 0.82% | 2.29% | -0.97% | 2.37% | -3.04% | 10.88% |
| Earnings before Tax (EBT) 1 | 2.002 | 5.745 | -12.32 | -6.688 | -7.067 | 26.17 |
| Net income 1 | -11.06 | -1.37 | -10.99 | 36.79 | -6.638 | 24.44 |
| Net margin | -4.53% | -0.55% | -4.6% | 14.68% | -2.85% | 10.15% |
| EPS 2 | -0.2209 | -0.0273 | -0.2180 | 0.7264 | -0.1324 | 0.4822 |
| Free Cash Flow 1 | 36.98 | 0.6326 | -5.18 | -32.66 | -10.09 | 16.41 |
| FCF margin | 15.15% | 0.25% | -2.17% | -13.04% | -4.34% | 6.82% |
| FCF Conversion (EBITDA) | 625.57% | 8.52% | - | - | - | 61.5% |
| FCF Conversion (Net income) | - | - | - | - | - | 67.17% |
| Dividend per Share | - | - | - | - | - | - |
| Announcement Date | 3/26/19 | 3/11/20 | 3/10/21 | 3/11/22 | 3/10/23 | 3/14/24 |
1USD in Million2USD
Estimates
Balance Sheet Analysis
| Fiscal Period: December | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|
| Net Debt 1 | - | - | - | - | - | - |
| Net Cash position 1 | 45.5 | 45.1 | 22.2 | 16.5 | 12.9 | 17.9 |
| Leverage (Debt/EBITDA) | - | - | - | - | - | - |
| Free Cash Flow 1 | 37 | 0.63 | -5.18 | -32.7 | -10.1 | 16.4 |
| ROE (net income / shareholders' equity) | -5.38% | -0.61% | -3.92% | 11.8% | -4.13% | 16.3% |
| ROA (Net income/ Total Assets) | 0.08% | 0.21% | -0.08% | 0.2% | -0.26% | 1% |
| Assets 1 | -14,422 | -641.4 | 13,616 | 18,338 | 2,574 | 2,435 |
| Book Value Per Share 2 | 3.750 | 5.170 | 5.960 | 6.410 | 0.0200 | 3.470 |
| Cash Flow per Share 2 | 0.9100 | 0.9200 | 0.6800 | 0.5500 | 0.4600 | 0.5400 |
| Capex 1 | 0.72 | 0.51 | 0.22 | 1.01 | 0.1 | 0.44 |
| Capex / Sales | 0.3% | 0.2% | 0.09% | 0.4% | 0.04% | 0.18% |
| Announcement Date | 3/26/19 | 3/11/20 | 3/10/21 | 3/11/22 | 3/10/23 | 3/14/24 |
1USD in Million2USD
Estimates
EPS & Dividend
Year-on-year evolution of the PER
Change in Enterprise Value/EBITDA
| 1st Jan change | Capi. | |
|---|---|---|
| -22.68% | 103M | |
| +3.05% | 95.15B | |
| +1.78% | 94.71B | |
| -20.65% | 77.24B | |
| +18.68% | 74.93B | |
| +6.69% | 30.04B | |
| +18.06% | 27.87B | |
| +4.32% | 26.97B | |
| -1.21% | 16.99B | |
| -9.10% | 15.16B |
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- Financials Citizens, Inc.
