Financials City General Insurance Company Limited

Equities

CITYGENINS

BD0734CGIC09

Property & Casualty Insurance

End-of-day quote Dhaka S.E. 06:00:00 2024-04-24 pm EDT 5-day change 1st Jan Change
90 BDT 0.00% Intraday chart for City General Insurance Company Limited -0.22% +81.45%

Valuation

Fiscal Period: December 2016 2017 2018 2019 2020 2021
Capitalization 1 1,010 1,128 913.4 1,534 2,052 2,924
Enterprise Value (EV) 1 997.2 1,113 876.9 962.1 1,440 2,271
P/E ratio 10.9 x 16.4 x 10.5 x 22.4 x 17 x 25.5 x
Yield 6.14% - 3.73% 2.22% 3.32% 2.33%
Capitalization / Revenue 2.65 x 2.86 x 2.44 x 4.03 x 4.66 x 4.74 x
EV / Revenue 2.61 x 2.82 x 2.34 x 2.53 x 3.27 x 3.68 x
EV / EBITDA 6.95 x 11.2 x 7.21 x 8.47 x 8.46 x 13.2 x
EV / FCF -78.4 x 16.5 x 96.7 x 14.4 x 11 x 9.6 x
FCF Yield -1.28% 6.04% 1.03% 6.94% 9.06% 10.4%
Price to Book 1.05 x 1.15 x 0.86 x 1.43 x 1.78 x 2.45 x
Nbr of stocks (in thousands) 68,166 68,166 68,166 68,166 68,166 68,166
Reference price 2 14.82 16.55 13.40 22.50 30.10 42.90
Announcement Date 6/5/17 5/22/18 5/22/19 8/31/20 6/10/21 4/10/22
1BDT in Million2BDT
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2016 2017 2018 2019 2020 2021
Net sales 1 381.4 394 374.1 380.6 440.3 616.5
EBITDA 1 143.6 99.62 121.6 113.5 170.1 172.6
EBIT 1 137.9 94 116 108.3 164.8 165.7
Operating Margin 36.15% 23.86% 31.01% 28.46% 37.44% 26.88%
Earnings before Tax (EBT) 1 131.6 88.93 112.1 107.2 162.1 162.6
Net income 1 93.14 68.93 87.15 68.55 120.8 114.7
Net margin 24.42% 17.5% 23.3% 18.01% 27.42% 18.61%
EPS 2 1.364 1.011 1.278 1.006 1.771 1.683
Free Cash Flow 1 -12.72 67.27 9.068 66.8 130.4 236.7
FCF margin -3.33% 17.07% 2.42% 17.55% 29.62% 38.39%
FCF Conversion (EBITDA) - 67.52% 7.46% 58.84% 76.68% 137.1%
FCF Conversion (Net income) - 97.59% 10.41% 97.45% 108.01% 206.31%
Dividend per Share 2 0.9091 - 0.5000 0.5000 1.000 1.000
Announcement Date 6/5/17 5/22/18 5/22/19 8/31/20 6/10/21 4/10/22
1BDT in Million2BDT
Estimates

Balance Sheet Analysis

Fiscal Period: December 2016 2017 2018 2019 2020 2021
Net Debt 1 - - - - - -
Net Cash position 1 12.9 15 36.5 572 612 653
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow 1 -12.7 67.3 9.07 66.8 130 237
ROE (net income / shareholders' equity) 9.93% 7.09% 8.56% 6.44% 10.9% 9.78%
ROA (Net income/ Total Assets) 7.31% 4.75% 5.67% 5.1% 7% 6.29%
Assets 1 1,274 1,450 1,536 1,343 1,726 1,823
Book Value Per Share 2 14.20 14.30 15.60 15.70 16.90 17.50
Cash Flow per Share 2 0.1900 0.2200 0.5400 8.390 8.980 9.580
Capex 1 5.38 2.86 6.48 5.23 7.96 20
Capex / Sales 1.41% 0.73% 1.73% 1.37% 1.81% 3.24%
Announcement Date 6/5/17 5/22/18 5/22/19 8/31/20 6/10/21 4/10/22
1BDT in Million2BDT
Estimates
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