The Board resolution dated June 13, 2023, the Board of Directors of Joint Stock Commercial Bank for Investment and Development of Vietnam approved the plan for bond private placement to increase its capital in the phase 1 (from June 2023 to the end of Quarter III/2023). Details are as follows: Total value of issuance: VND 8,100 billion Bond type: non-convertible bond, unsecured and without warrant Currency for issuance and payment: VND Bond form: book entry Par value: VND 100,000,000 Issuance price: 100% par value Bond term: over 05 years Offering quantity: 40 batches. Distribution time of each batch: maximum 90 days from the notice date before the offering.

Estimated issuance: from June 2023 to the end of Quarter III/2023.