CyberloQ Technologies Inc. provided details of its licensing revenue model created through the Company’s collaboration with Transact Payments Malta Ltd. (“TPML”), a division of Transact Payments Ltd. (“TPL”) located in Europe. CyberloQ’s strategic partnership with TPL integrates CyberloQ’s customizable data security, which includes geofencing protection, to provide an additional layer of security to TPML partners. This collaboration provides CyberloQ new revenue channels that leverage TPL’s vast, existing network of program managers, processors and clients of the company’s custom card program. The models below demonstrate how CyberloQ will generate revenues through the licensing of its services to TPL clients. In turn, TPL clients and their customers have access to innovative technology that enables the prevention of online payment fraud within multiple card networks. The Wholesale Revenue Model: TPL clients purchase/obtain licensing to integrate the CyberloQ App into its existing card platform. The client (licensee) absorbs the licensing fees, providing CyberloQ as a “free” value-added service to its customers. Many larger Program Managers with existing clients with extensive customer bases may pursue this preferred route, maintaining their brand and protecting their clients is beneficial from a marketing perspective and a ROI. The Retail Revenue Model: TPL clients license the CyberloQ App, passing the licensing costs to their customers. Commonly, the client (licensee) will markup the cost and use CyberloQ as a profit center. The crypto, pre-paid, and online gaming spaces are more accommodating to this method as end users are willing and expect fees for these types of services.