DCB BANK LIMITED |
Market Closed -
Other stock markets
|
5-day change | 1st Jan Change | ||
| 138.8 INR | +1.98% |
|
+14.76% | +4.44% |
| Apr. 24 | DCB Bank's Net Profit Climbs in Fiscal Q4 | MT |
| Apr. 24 | Transcript : DCB Bank Limited, Q4 2024 Earnings Call, Apr 24, 2024 |
Valuation
| Fiscal Period: March | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Capitalization 1 | 63,364 | 29,427 | 31,861 | 21,582 | 33,175 | 43,408 | - | - |
| Enterprise Value (EV) 1 | 63,364 | 29,427 | 31,861 | 21,582 | 33,175 | 37,349 | 43,408 | 43,408 |
| P/E ratio | 19.8 x | 8.83 x | 9.59 x | 7.55 x | 7.2 x | 7.03 x | 7.06 x | 5.82 x |
| Yield | 0.49% | - | - | 1.44% | 1.17% | 1.12% | 1.44% | 1.75% |
| Capitalization / Revenue | 4.23 x | 1.78 x | 1.83 x | 1.19 x | 1.56 x | 1.55 x | 1.54 x | 1.31 x |
| EV / Revenue | 4.23 x | 1.78 x | 1.83 x | 1.19 x | 1.56 x | 1.55 x | 1.54 x | 1.31 x |
| EV / EBITDA | - | - | - | - | - | - | - | - |
| EV / FCF | - | - | - | - | - | - | - | - |
| FCF Yield | - | - | - | - | - | - | - | - |
| Price to Book | 2.03 x | 0.86 x | 0.9 x | 0.53 x | 0.73 x | 0.9 x | 0.8 x | 0.71 x |
| Nbr of stocks (in thousands) | 309,547 | 310,415 | 310,536 | 310,976 | 311,502 | 312,852 | - | - |
| Reference price 2 | 204.7 | 94.80 | 102.6 | 69.40 | 106.5 | 138.8 | 138.8 | 138.8 |
| Announcement Date | 4/18/19 | 5/23/20 | 5/8/21 | 5/7/22 | 5/5/23 | 4/24/24 | - | - |
1INR in Million2INR
Estimates
Income Statement Evolution (Annual data)
| Fiscal Period: March | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Net sales 1 | 14,994 | 16,560 | 17,451 | 18,096 | 21,264 | 24,021 | 28,102 | 33,211 |
| EBITDA | - | - | - | - | - | - | - | - |
| EBIT 1 | 6,466 | 7,531 | 8,985 | 7,970 | 7,867 | 8,644 | 10,553 | 13,104 |
| Operating Margin | 43.12% | 45.47% | 51.49% | 44.04% | 37% | 35.99% | 37.55% | 39.46% |
| Earnings before Tax (EBT) 1 | 5,065 | 4,919 | 4,528 | 3,896 | 6,276 | 7,220 | 8,308 | 10,038 |
| Net income 1 | 3,254 | 3,379 | 3,358 | 2,875 | 4,656 | 5,360 | 6,175 | 7,448 |
| Net margin | 21.7% | 20.41% | 19.24% | 15.89% | 21.89% | 22.31% | 21.97% | 22.43% |
| EPS 2 | 10.36 | 10.74 | 10.70 | 9.190 | 14.79 | 16.99 | 19.65 | 23.83 |
| Free Cash Flow | - | - | - | - | - | - | - | - |
| FCF margin | - | - | - | - | - | - | - | - |
| FCF Conversion (EBITDA) | - | - | - | - | - | - | - | - |
| FCF Conversion (Net income) | - | - | - | - | - | - | - | - |
| Dividend per Share 2 | 1.000 | - | - | 1.000 | 1.250 | 1.558 | 1.992 | 2.431 |
| Announcement Date | 4/18/19 | 5/23/20 | 5/8/21 | 5/7/22 | 5/5/23 | 4/24/24 | - | - |
1INR in Million2INR
Estimates
Income Statement Evolution (Quarterly data)
| Fiscal Period: March | 2021 Q3 | 2021 Q4 | 2022 Q1 | 2022 Q2 | 2022 Q3 | 2022 Q4 | 2023 Q1 | 2023 Q2 | 2023 Q3 | 2023 Q4 | 2024 Q1 | 2024 Q2 | 2024 Q3 | 2024 Q4 | 2025 Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net sales 1 | 4,893 | 4,451 | 4,290 | 4,210 | 4,634 | 4,953 | 4,664 | 5,100 | 5,414 | 6,083 | 5,777 | 6,024 | 6,114 | 6,283 | 6,496 |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBIT 1 | 2,773 | 2,052 | 2,010 | 1,751 | 1,988 | 2,208 | 1,661 | 1,830 | 1,941 | 2,439 | 2,087 | 2,152 | 2,200 | 2,215 | 2,190 |
| Operating Margin | 56.68% | 46.1% | 46.85% | 41.59% | 42.91% | 44.59% | 35.62% | 35.88% | 35.85% | 40.1% | 36.12% | 35.72% | 35.99% | 35.25% | 33.71% |
| Earnings before Tax (EBT) 1 | 1,296 | 1,040 | 460 | 888 | 1,019 | 1,532 | 1,311 | 1,520 | 1,534 | 1,915 | 1,709 | 1,716 | 1,740 | 1,674 | - |
| Net income 1 | 962.1 | 779.1 | 340 | 649.4 | 753.7 | 1,134 | 971.5 | 1,120 | 1,138 | 1,422 | 1,269 | 1,277 | 1,312 | 1,322 | 1,251 |
| Net margin | 19.66% | 17.5% | 7.93% | 15.42% | 16.27% | 22.91% | 20.83% | 21.96% | 21.03% | 23.38% | 21.97% | 21.2% | 21.46% | 21.04% | 19.26% |
| EPS 2 | 3.070 | 2.480 | 1.080 | 2.070 | 2.410 | 3.630 | 3.110 | 3.590 | 3.620 | 4.520 | 4.030 | 4.175 | 4.233 | 4.425 | - |
| Dividend per Share | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Announcement Date | 1/23/21 | 5/8/21 | 8/7/21 | 10/30/21 | 2/9/22 | 5/7/22 | 7/30/22 | 11/5/22 | 1/28/23 | 5/5/23 | 7/28/23 | - | - | - | - |
1INR in Million2INR
Estimates
Balance Sheet Analysis
| Fiscal Period: March | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Net Debt | - | - | - | - | - | - | - | - |
| Net Cash position | - | - | - | - | - | - | - | - |
| Leverage (Debt/EBITDA) | - | - | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - | - | - |
| ROE (net income / shareholders' equity) | 11% | 10.3% | 10% | 7.36% | 11.7% | 11% | 11.8% | 12.8% |
| ROA (Net income/ Total Assets) | 0.99% | 0.91% | 0.87% | 0.7% | 0.97% | 0.89% | 0.9% | 0.94% |
| Assets 1 | 328,657 | 371,485 | 385,966 | 410,714 | 479,959 | 571,354 | 686,495 | 790,340 |
| Book Value Per Share 2 | 101.0 | 110.0 | 114.0 | 130.0 | 147.0 | 154.0 | 173.0 | 195.0 |
| Cash Flow per Share | - | - | - | - | - | - | - | - |
| Capex | - | - | - | - | - | - | - | - |
| Capex / Sales | - | - | - | - | - | - | - | - |
| Announcement Date | 4/18/19 | 5/23/20 | 5/8/21 | 5/7/22 | 5/5/23 | 4/24/24 | - | - |
1INR in Million2INR
Estimates
EPS & Dividend
Year-on-year evolution of the PER
Year-on-year evolution of the Yield
Change in Enterprise Value/EBITDA
Trading Rating
Investor Rating
ESG Refinitiv
B-
EPS Revisions
| 1st Jan change | Capi. | |
|---|---|---|
| +4.44% | 520M | |
| +13.75% | 556B | |
| +12.36% | 298B | |
| +8.64% | 247B | |
| +21.72% | 210B | |
| +16.11% | 170B | |
| +6.88% | 162B | |
| +4.42% | 153B | |
| +0.10% | 139B | |
| -11.67% | 138B |
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- DCBBANK Stock
- Financials DCB Bank Limited
