EML PAYMENTS LIMITED |
Market Closed -
Other stock markets
|
5-day change | 1st Jan Change | ||
| 1.02 AUD | -3.32% |
|
-0.49% | +29.11% |
| Apr. 11 | EML Payments Agrees to Settle Prepaid Financial Services Acquisition Liabilities | MT |
| Mar. 20 | Gratifii Signs Two Agreements with EML Payment Solutions | MT |
Valuation
| Fiscal Period: June | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Capitalization 1 | 742.8 | 1,201 | 1,259 | 459.4 | 233.7 | 382.4 | - | - |
| Enterprise Value (EV) 1 | 724.7 | 1,128 | 1,162 | 477.1 | 260.9 | 407.1 | 397.5 | 364.5 |
| P/E ratio | 93.1 x | -174 x | -43.7 x | -95.3 x | -0.82 x | -16.7 x | 27.3 x | 13.2 x |
| Yield | - | - | - | - | - | - | 0.34% | 1.23% |
| Capitalization / Revenue | 7.64 x | 9.93 x | 6.48 x | 1.96 x | 0.92 x | 1.41 x | 1.6 x | 1.54 x |
| EV / Revenue | 7.46 x | 9.33 x | 5.98 x | 2.04 x | 1.02 x | 1.5 x | 1.67 x | 1.47 x |
| EV / EBITDA | 24.9 x | 34.7 x | 21.7 x | 9.32 x | 7.04 x | 7.39 x | 6.86 x | 5.51 x |
| EV / FCF | 31 x | 102 x | 32.1 x | -8.58 x | -18.1 x | 27.2 x | -150 x | 7.79 x |
| FCF Yield | 3.23% | 0.98% | 3.12% | -11.7% | -5.51% | 3.67% | -0.67% | 12.8% |
| Price to Book | 5.15 x | 2.72 x | 3.03 x | 1.05 x | 1.34 x | 2.42 x | 2.19 x | 1.89 x |
| Nbr of stocks (in thousands) | 250,954 | 359,701 | 361,828 | 373,461 | 373,984 | 374,919 | - | - |
| Reference price 2 | 2.960 | 3.340 | 3.480 | 1.230 | 0.6250 | 1.020 | 1.020 | 1.020 |
| Announcement Date | 8/20/19 | 8/18/20 | 8/17/21 | 8/21/22 | 8/28/23 | - | - | - |
1AUD in Million2AUD
Estimates
Income Statement Evolution (Annual data)
| Fiscal Period: June | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Net sales 1 | 97.2 | 121 | 194.2 | 234.1 | 254.9 | 271.1 | 238.6 | 247.8 |
| EBITDA 1 | 29.13 | 32.5 | 53.5 | 51.2 | 37.07 | 55.08 | 57.94 | 66.18 |
| EBIT 1 | 9.026 | 13.88 | 23.69 | 21.21 | 1.996 | 25.86 | 35.14 | 48.5 |
| Operating Margin | 9.29% | 11.47% | 12.2% | 9.06% | 0.78% | 9.54% | 14.73% | 19.57% |
| Earnings before Tax (EBT) 1 | 9.026 | -6.573 | -23.28 | -0.34 | -281.8 | -27.5 | 29.7 | 53.7 |
| Net income 1 | 8.45 | -5.854 | -28.7 | -4.801 | -284.8 | -19.4 | 21.5 | 30.73 |
| Net margin | 8.69% | -4.84% | -14.78% | -2.05% | -111.75% | -7.16% | 9.01% | 12.4% |
| EPS 2 | 0.0318 | -0.0192 | -0.0796 | -0.0129 | -0.7639 | -0.0610 | 0.0373 | 0.0770 |
| Free Cash Flow 1 | 23.4 | 11.08 | 36.2 | -55.6 | -14.39 | 14.95 | -2.65 | 46.8 |
| FCF margin | 24.07% | 9.16% | 18.64% | -23.75% | -5.64% | 5.51% | -1.11% | 18.89% |
| FCF Conversion (EBITDA) | 80.3% | 34.08% | 67.66% | - | - | 27.14% | - | 70.72% |
| FCF Conversion (Net income) | 276.86% | - | - | - | - | - | - | 152.28% |
| Dividend per Share 2 | - | - | - | - | - | - | 0.003500 | 0.0125 |
| Announcement Date | 8/20/19 | 8/18/20 | 8/17/21 | 8/21/22 | 8/28/23 | - | - | - |
1AUD in Million2AUD
Estimates
Income Statement Evolution (Quarterly data)
| Fiscal Period: June | 2020 S1 | 2020 S2 | 2021 S1 | 2021 S2 | 2022 S1 | 2022 Q3 | 2022 Q4 | 2022 S2 | 2023 S1 | 2024 S1 | 2024 Q3 | 2024 Q4 | 2024 S2 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net sales 1 | - | 61.76 | 95.33 | 98.87 | 114.4 | 59.8 | 59.8 | 119.7 | 116.2 | 150.7 | 57.5 | 57.48 | 115 |
| EBITDA 1 | 19.7 | 12.8 | 28.05 | - | 26.9 | - | 10.9 | 24.3 | 13.37 | 29.33 | 12.9 | 12.87 | 25.74 |
| EBIT | - | - | 14.16 | - | - | - | - | - | - | - | - | - | - |
| Operating Margin | - | - | 14.85% | - | - | - | - | - | - | - | - | - | - |
| Earnings before Tax (EBT) | - | - | -23.86 | - | - | - | - | 9.383 | - | - | - | - | - |
| Net income | - | - | -25.74 | - | - | - | - | 7.272 | - | - | - | - | - |
| Net margin | - | - | -27% | - | - | - | - | 6.08% | - | - | - | - | - |
| EPS | - | - | -0.0717 | - | - | - | - | 0.0201 | - | - | - | - | - |
| Dividend per Share | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Announcement Date | 2/18/20 | 8/18/20 | 2/16/21 | 8/17/21 | 2/15/22 | 4/25/22 | 8/21/22 | 8/21/22 | 2/21/23 | 2/27/24 | - | - | - |
1AUD in Million
Estimates
Balance Sheet Analysis
| Fiscal Period: June | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Net Debt 1 | - | - | - | 17.7 | 27.1 | 24.6 | 15 | - |
| Net Cash position 1 | 18.1 | 73.4 | 97.5 | - | - | - | - | 17.9 |
| Leverage (Debt/EBITDA) | - | - | - | 0.3458 x | 0.7319 x | 0.4473 x | 0.2596 x | - |
| Free Cash Flow 1 | 23.4 | 11.1 | 36.2 | -55.6 | -14.4 | 15 | -2.65 | 46.8 |
| ROE (net income / shareholders' equity) | 6.17% | 8.2% | 7.58% | 7.52% | 1.6% | 8.16% | 12.3% | 15.8% |
| ROA (Net income/ Total Assets) | 2.36% | 2.01% | 1.55% | 1.29% | 0.17% | - | 1% | 1% |
| Assets 1 | 358.1 | -290.6 | -1,846 | -372.3 | -165,115 | - | 2,150 | 3,073 |
| Book Value Per Share 2 | 0.5700 | 1.230 | 1.150 | 1.170 | 0.4700 | 0.4200 | 0.4700 | 0.5400 |
| Cash Flow per Share 2 | 0.1100 | 0 | 0.1300 | -0.1100 | -0.0100 | 0.0300 | 0.0300 | 0.1400 |
| Capex 1 | 5.77 | 11 | 12.6 | 14.1 | 11.7 | 15 | 13.6 | 16.1 |
| Capex / Sales | 5.93% | 9.09% | 6.5% | 6.01% | 4.61% | 5.52% | 5.72% | 6.48% |
| Announcement Date | 8/20/19 | 8/18/20 | 8/17/21 | 8/21/22 | 8/28/23 | - | - | - |
1AUD in Million2AUD
Estimates
EPS & Dividend
Year-on-year evolution of the PER
Year-on-year evolution of the Yield
Change in Enterprise Value/EBITDA
Trading Rating
Investor Rating
ESG Refinitiv
C
Sell
Buy
Mean consensus
OUTPERFORM
Number of Analysts
4
Last Close Price
1.02
AUD
Average target price
1.16
AUD
Spread / Average Target
+13.73%
EPS Revisions
Quarterly revenue - Rate of surprise
| 1st Jan change | Capi. | |
|---|---|---|
| +29.11% | 249M | |
| +17.35% | 91.21B | |
| +7.41% | 69.43B | |
| -3.71% | 46.28B | |
| -1.91% | 31.78B | |
| +7.50% | 21.83B | |
| -16.97% | 11.95B | |
| -9.73% | 10.07B | |
| +11.32% | 9.07B | |
| -25.92% | 7.68B |
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- EML Stock
- Financials EML Payments Limited
