ENCORE CAPITAL GROUP, INC. |
Market Closed -
Other stock markets
|
5-day change | 1st Jan Change | ||
| 41.63 USD | -0.31% |
|
-2.51% | -17.97% |
| Mar. 15 | Encore Capital Prices Upsized $500 Million Notes Offering | MT |
| Mar. 15 | Encore Capital Group, Inc. Announces Pricing of Upsized Senior Secured Notes Offering | CI |
Valuation
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Capitalization 1 | 1,098 | 1,221 | 1,540 | 1,121 | 1,194 | 986.1 | - |
| Enterprise Value (EV) 1 | 4,419 | 1,221 | 1,540 | 1,121 | 1,194 | 986.1 | 986.1 |
| P/E ratio | 6.63 x | 5.83 x | 5.52 x | 6.43 x | -5.82 x | 6.8 x | 4.42 x |
| Yield | - | - | - | - | - | - | - |
| Capitalization / Revenue | 0.79 x | 0.81 x | 0.95 x | 0.8 x | 0.98 x | 0.7 x | 0.61 x |
| EV / Revenue | 0.79 x | 0.81 x | 0.95 x | 0.8 x | 0.98 x | 0.7 x | 0.61 x |
| EV / EBITDA | 2.25 x | 2.12 x | 2.25 x | 2.19 x | 20.5 x | 2.19 x | 1.79 x |
| EV / FCF | 25.9 x | 3.09 x | 2.4 x | 6.46 x | -4.8 x | -3.32 x | -2.39 x |
| FCF Yield | 3.86% | 32.4% | 41.7% | 15.5% | -20.8% | -30.1% | -41.9% |
| Price to Book | 1.08 x | - | 1.29 x | - | 1.28 x | 0.92 x | 0.77 x |
| Nbr of stocks (in thousands) | 31,059 | 31,345 | 24,800 | 23,386 | 23,529 | 23,687 | - |
| Reference price 2 | 35.36 | 38.95 | 62.11 | 47.94 | 50.75 | 41.63 | 41.63 |
| Announcement Date | 2/26/20 | 2/24/21 | 2/23/22 | 2/22/23 | 2/21/24 | - | - |
1USD in Million2USD
Estimates
Income Statement Evolution (Annual data)
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Net sales 1 | 1,398 | 1,501 | 1,614 | 1,398 | 1,223 | 1,408 | 1,623 |
| EBITDA 1 | 487.4 | 576.3 | 683.4 | 512.7 | 58.27 | 449.3 | 549.8 |
| EBIT 1 | 446.3 | 533.6 | 633.3 | 462.2 | 16.54 | 425.6 | 501 |
| Operating Margin | 31.93% | 35.54% | 39.22% | 33.05% | 1.35% | 30.23% | 30.87% |
| Earnings before Tax (EBT) 1 | 201.2 | 282.9 | 436.5 | 311 | -180.3 | 191.6 | 260.7 |
| Net income 1 | 167.9 | 211.8 | 350.8 | 194.6 | -206.5 | 148.2 | 226.7 |
| Net margin | 12.01% | 14.11% | 21.73% | 13.91% | -16.89% | 10.53% | 13.97% |
| EPS 2 | 5.330 | 6.680 | 11.26 | 7.460 | -8.720 | 6.125 | 9.423 |
| Free Cash Flow 1 | 42.4 | 395.7 | 642.9 | 173.5 | -249 | -297.3 | -413.2 |
| FCF margin | 3.03% | 26.35% | 39.82% | 12.4% | -20.36% | -21.11% | -25.46% |
| FCF Conversion (EBITDA) | 8.7% | 68.66% | 94.09% | 33.83% | - | - | - |
| FCF Conversion (Net income) | 25.26% | 186.78% | 183.29% | 89.15% | - | - | - |
| Dividend per Share | - | - | - | - | - | - | - |
| Announcement Date | 2/26/20 | 2/24/21 | 2/23/22 | 2/22/23 | 2/21/24 | - | - |
1USD in Million2USD
Estimates
Income Statement Evolution (Quarterly data)
| Fiscal Period: December | 2021 Q3 | 2021 Q4 | 2022 Q1 | 2022 Q2 | 2022 Q3 | 2022 Q4 | 2023 Q1 | 2023 Q2 | 2023 Q3 | 2023 Q4 | 2024 Q1 | 2024 Q2 | 2024 Q3 | 2024 Q4 | 2025 Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net sales 1 | 412.6 | 357.3 | 499.7 | 356.9 | 307.8 | 234 | 312.6 | 323 | 309.6 | 277.4 | 330.8 | 345.1 | 359.3 | 372.7 | 386.6 |
| EBITDA 1 | 180.8 | 136.4 | 276.8 | 130.6 | 92.18 | 13.06 | 81.01 | 98.77 | 86.71 | -208.2 | 92 | 110 | 120.8 | 126.5 | 119.2 |
| EBIT 1 | 166.6 | 124 | 265 | 118.9 | 80.52 | -2.305 | 70.14 | 88.07 | 75.52 | -217.2 | 90.38 | 100.6 | 112 | 122.6 | 107.5 |
| Operating Margin | 40.39% | 34.71% | 53.04% | 33.33% | 26.16% | -0.99% | 22.43% | 27.26% | 24.39% | -78.3% | 27.32% | 29.16% | 31.16% | 32.9% | 27.81% |
| Earnings before Tax (EBT) 1 | 108.3 | 85.14 | 230.8 | 83.69 | 42.41 | -45.89 | 25.04 | 36.33 | 30.06 | -271.7 | 32.96 | 42.18 | 53.14 | 63.27 | 44.99 |
| Net income 1 | 83.57 | 76.08 | 175.7 | 60.44 | 31.49 | -73.12 | 18.63 | 26.3 | 19.34 | -270.8 | 23.93 | 31.21 | 42.5 | 50.55 | 44.77 |
| Net margin | 20.25% | 21.29% | 35.17% | 16.93% | 10.23% | -31.25% | 5.96% | 8.14% | 6.25% | -97.61% | 7.23% | 9.04% | 11.83% | 13.56% | 11.58% |
| EPS 2 | 2.660 | 2.530 | 6.400 | 2.290 | 1.220 | -3.110 | 0.7500 | 1.080 | 0.7900 | -11.40 | 0.9900 | 1.288 | 1.758 | 2.085 | 1.885 |
| Dividend per Share | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Announcement Date | 11/3/21 | 2/23/22 | 5/4/22 | 8/3/22 | 11/2/22 | 2/22/23 | 5/3/23 | 8/2/23 | 11/1/23 | 2/21/24 | - | - | - | - | - |
1USD in Million2USD
Estimates
Balance Sheet Analysis
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Net Debt | 3,321 | - | - | - | - | - | - |
| Net Cash position | - | - | - | - | - | - | - |
| Leverage (Debt/EBITDA) | 6.814 x | - | - | - | - | - | - |
| Free Cash Flow 1 | 42.4 | 396 | 643 | 173 | -249 | -297 | -413 |
| ROE (net income / shareholders' equity) | 18.2% | 18.9% | 29.2% | 16.5% | -19.5% | 9.2% | - |
| ROA (Net income/ Total Assets) | 3.52% | 4.33% | 7.41% | 4.27% | -4.52% | 3.1% | - |
| Assets 1 | 4,771 | 4,887 | 4,736 | 4,558 | 4,569 | 4,781 | - |
| Book Value Per Share 2 | 32.90 | - | 48.30 | - | 39.80 | 45.40 | 53.90 |
| Cash Flow per Share | - | - | - | - | - | - | - |
| Capex 1 | 39.6 | - | 33.4 | 37.2 | 24.8 | 20.2 | 22.9 |
| Capex / Sales | 2.83% | - | 2.07% | 2.66% | 2.03% | 1.44% | 1.41% |
| Announcement Date | 2/26/20 | 2/24/21 | 2/23/22 | 2/22/23 | 2/21/24 | - | - |
1USD in Million2USD
Estimates
EPS & Dividend
Year-on-year evolution of the PER
Change in Enterprise Value/EBITDA
Trading Rating
Investor Rating
ESG Refinitiv
B
Sell
Buy
Mean consensus
OUTPERFORM
Number of Analysts
5
Last Close Price
41.63
USD
Average target price
60.75
USD
Spread / Average Target
+45.93%
EPS Revisions
| 1st Jan change | Capi. | |
|---|---|---|
| -17.97% | 986M | |
| +6.16% | 16.07B | |
| +10.69% | 14.43B | |
| +6.83% | 9.22B | |
| -12.95% | 8.32B | |
| -0.97% | 6.07B | |
| +66.00% | 5.5B | |
| -0.76% | 4.89B | |
| +62.35% | 4.45B | |
| -6.25% | 4.08B |
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- Financials Encore Capital Group, Inc.
