Financials First Community Corporation

Equities

FCCO

US3198351047

Banks

Market Closed - Nasdaq 04:00:00 2024-04-26 pm EDT 5-day change 1st Jan Change
16.77 USD +2.19% Intraday chart for First Community Corporation +4.81% -22.11%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Capitalization 1 160.4 127.3 157.5 165.8 163.6 127.9 -
Enterprise Value (EV) 1 160.4 127.3 157.5 165.8 163.6 127.9 127.9
P/E ratio 14.9 x 12.6 x 10.2 x 11.4 x 13.9 x 11 x 9.18 x
Yield 2.08% 2.83% 2.35% 2.42% 2.6% 3.35% 3.49%
Capitalization / Revenue 3.3 x 2.37 x 2.66 x 3.29 x 2.76 x 2.03 x 1.86 x
EV / Revenue 3.3 x 2.37 x 2.66 x 3.29 x 2.76 x 2.03 x 1.86 x
EV / EBITDA - - - - - - -
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Price to Book 1.34 x 0.93 x 1.12 x 1.32 x 1.25 x 0.92 x 0.86 x
Nbr of stocks (in thousands) 7,422 7,493 7,544 7,573 7,599 7,629 -
Reference price 2 21.61 16.99 20.88 21.89 21.53 16.77 16.77
Announcement Date 1/22/20 1/20/21 1/19/22 1/18/23 1/24/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net sales 1 48.58 53.79 59.18 50.46 59.31 63.11 68.81
EBITDA - - - - - - -
EBIT 1 13.97 15.85 19.98 18.26 16.17 16.61 20.43
Operating Margin 28.75% 29.46% 33.76% 36.19% 27.26% 26.32% 29.69%
Earnings before Tax (EBT) 1 13.83 12.6 19.65 18.41 15.04 15.06 18.05
Net income 1 10.97 10.1 15.46 14.61 11.84 11.69 13.97
Net margin 22.58% 18.77% 26.13% 28.96% 19.97% 18.53% 20.3%
EPS 2 1.450 1.350 2.050 1.920 1.550 1.525 1.828
Free Cash Flow - - - - - - -
FCF margin - - - - - - -
FCF Conversion (EBITDA) - - - - - - -
FCF Conversion (Net income) - - - - - - -
Dividend per Share 2 0.4500 0.4800 0.4900 0.5300 0.5600 0.5625 0.5850
Announcement Date 1/22/20 1/20/21 1/19/22 1/18/23 1/24/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1
Net sales 1 16.02 14.79 14.11 14.06 15.47 15.88 14.93 15.19 13.97 15.23 15.26 15.47 16.04 16.31 16.32
EBITDA - - - - - - - - - - - - - - -
EBIT 1 6.115 4.912 4.153 3.872 5.05 5.184 4.496 4.433 2.694 4.546 3.456 3.971 4.442 4.698 4.326
Operating Margin 38.17% 33.21% 29.44% 27.54% 32.65% 32.65% 30.11% 29.19% 19.29% 29.86% 22.65% 25.66% 27.7% 28.81% 26.51%
Earnings before Tax (EBT) 1 6.066 4.971 4.278 3.942 5.032 5.159 4.426 4.247 2.22 4.147 3.327 3.582 3.925 4.232 3.859
Net income 1 4.748 3.919 3.489 3.13 3.951 4.043 3.463 3.327 1.756 3.297 2.597 2.774 3.068 3.276 2.972
Net margin 29.64% 26.5% 24.73% 22.26% 25.54% 25.46% 23.19% 21.91% 12.57% 21.65% 17.02% 17.93% 19.13% 20.09% 18.21%
EPS 2 0.6300 0.5200 0.4600 0.4100 0.5200 0.5300 0.4500 0.4300 0.2300 0.4300 0.3400 0.3600 0.4000 0.4275 0.3900
Dividend per Share 2 0.1200 0.1300 0.1300 0.1300 0.1300 0.1400 0.1400 0.1400 0.1400 0.1400 0.1425 0.1400 0.1400 0.1425 0.1450
Announcement Date 10/20/21 1/19/22 4/20/22 7/20/22 10/19/22 1/18/23 4/19/23 7/19/23 10/18/23 1/24/24 4/17/24 - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net Debt - - - - - - -
Net Cash position - - - - - - -
Leverage (Debt/EBITDA) - - - - - - -
Free Cash Flow - - - - - - -
ROE (net income / shareholders' equity) 9.38% 7.84% 11.2% 12% 9.59% 9.15% 10.2%
ROA (Net income/ Total Assets) 0.98% 0.78% 1.02% 0.88% 0.68% 0.62% 0.72%
Assets 1 1,119 1,295 1,516 1,661 1,742 1,878 1,954
Book Value Per Share 2 16.20 18.20 18.70 16.60 17.20 18.30 19.50
Cash Flow per Share - - - - - - -
Capex - - - - - - -
Capex / Sales - - - - - - -
Announcement Date 1/22/20 1/20/21 1/19/22 1/18/23 1/24/24 - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
C-
More Ratings
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
4
Last Close Price
16.77 USD
Average target price
19.5 USD
Spread / Average Target
+16.28%
Consensus
  1. Stock Market
  2. Equities
  3. FCCO Stock
  4. Financials First Community Corporation