First Northern Community Bancorp

First Northern Community Bancorp is the holding company for First Northern Bank (the Bank). The Bank is an independent community bank that specializes in relationship banking. The Bank is in the commercial banking business and provides a range of products and services to small- and medium-sized businesses and individuals, including accepting demand, interest-bearing transactions, savings, and time deposits, and making commercial, consumer, and real estate related loans. The Bank also issues cashier’s checks, rents safe deposit boxes, and provides other customary banking services. The Bank offers a range of alternative investment products, fiduciary and other financial services through Raymond James Financial Services, Inc. The Bank also offers equipment leasing, credit cards, merchant card processing, payroll services, and limited international banking services through third parties. The Bank serves Solano, Yolo, Sacramento, Placer, Colusa, Glenn, Contra Costa Counties, and others.