Annual Meeting

April 25, 2023

Call to Order

G. Warren Elliott

Invocation

Pam Johns

Minutes of Last Meeting

G. Warren Elliott

Forward Looking Statements

In order to help you to better understand the business of the Company - where we have been and where we want to go - my remarks today (and those of other Company officers who will speak or respond to questions) will include forward looking statements relating to anticipated financial performance, future operating results, business prospects, new products, and similar matters. These statements represent our best judgment, based upon present circumstances and the information now available to us, of what we think may occur in the future - and, of course, it is possible that actual results may differ materially from those we envision today.

For a more complete discussion on the subject of forward looking statements, including a list of some of the risk factors that might adversely affect operating results, I refer you to section 1A entitled "Risk Factors" which appears in our annual report on Form 10-K as filed with the Securities and Exchange Commission (SEC).

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Franklin Financial Services Corporation published this content on 25 April 2023 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 09 May 2023 13:37:10 UTC.