Item 1.01 Entry into a Material Definitive Agreement



On August 21, 2020, Globe Life Inc. ("Globe Life") completed the issuance and
sale of $350,000,000 aggregate principal amount of Globe Life's 2.150% Senior
Notes due 2030 (the "Notes"), at a price to the public of 99.822% (the "Notes
Offering").

The estimated net proceeds to Globe Life from the Notes Offering is $345.8
million, after deducting underwriting discounts and commissions and estimated
offering expenses payable by Globe Life. Globe Life intends to use a portion of
the net proceeds from the sale of the Notes to pay off the outstanding principal
balance of $150 million on its 364-day term loan with a maturity date of April
8, 2021 (the "364-day term loan"), plus accrued and unpaid interest to, but
excluding, the date of repayment. Globe Life intends to use the remaining net
proceeds for general corporate purposes, which may include additional capital
investments in its insurance subsidiaries, additional holding company liquidity
and the repayment of a portion of Globe Life's outstanding commercial paper.

The Notes Offering was completed pursuant to the prospectus, filed as part of
Globe Life's shelf registration statement on Form S-3 (File No. 333-227501) (the
"Registration Statement"), as supplemented by a prospectus supplement in
preliminary form dated August 18, 2020 and in final form dated August 18, 2020.

The Notes were issued under the Senior Indenture, dated as of September 24, 2018
(as supplemented, the "Senior Indenture"), between Globe Life and Regions Bank,
as trustee, as supplemented by a Second Supplemental Indenture (the "Second
Supplemental Indenture"), dated as of August 21, 2020 between Globe Life and
Regions Bank, as trustee.

The Notes are senior unsecured obligations of Globe Life and rank equally with all of Globe Life's other senior unsecured indebtedness from time-to-time outstanding. The Notes effectively rank junior to the current and future liabilities of Globe Life's subsidiaries.



The Notes will bear interest at the rate of 2.150% per year. Interest on the
notes will accrue from and including August 21, 2020, and is payable
semi-annually in arrears on February 15 and August 15 of each year, beginning
February 15, 2021. The Notes will mature on August 15, 2030.

The Notes are subject to optional redemption. At any time and from time to time
prior to May 15, 2030 (three months prior to the maturity date of the Notes)
(the "Par Call Date"), Globe Life may redeem the Notes, in whole or in part, at
its option at a redemption price equal to the greater of: (1) 100% of the
principal amount of the Notes to be redeemed and (2) the sum of the present
values of the remaining scheduled payments of principal and interest in respect
of the Notes to be redeemed that would be due but for the redemption if such
Notes matured on the Par Call Date (excluding any portion of such payments of
interest accrued and unpaid to, but excluding, the redemption date), discounted
to the date of redemption, on a semi-annual basis, at a rate equal to the sum of
the Treasury Rate (as defined in the Second Supplemental Indenture) plus 25
basis points, plus, in each case, accrued and unpaid interest on the principal
amount being redeemed to, but excluding, the redemption date.

At any time and from time to time on or after the Par Call Date, the Notes will
be redeemable at the Globe Life's option, in whole or in part, at a redemption
price equal to 100% of the principal amount of the Notes to be redeemed, plus
accrued and unpaid interest on the principal amount being redeemed to, but
excluding, the redemption date.

The Senior Indenture contains customary events of default. If an event of
default exists under the Senior Indenture, the trustee or the holders of not
less than 25% in aggregate principal amount of the outstanding Notes may declare
the principal amount of all of the Notes, together with accrued interest, if
any, to be immediately due and payable.

The foregoing summary of the terms of the Senior Indenture, the Second
Supplemental Indenture and the Notes does not purport to be complete and is
subject to, and qualified in its entirety by, the full text of (i) the Senior
Indenture, incorporated by reference in Exhibit 4.1 the Registration Statement;
(ii) the Second Supplemental Indenture, filed herewith as Exhibit 4.2; and (iii)
the form of the Notes, included in Exhibit 4.2, which are incorporated herein by
reference.

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Item 8.01 Other Events

The information set forth under Item 1.01 is incorporated into this Item 8.01 by reference.



In connection with the Notes Offering, Globe Life entered into an Underwriting
Agreement dated August 18, 2020 (the "Underwriting Agreement") with BofA
Securities Inc. and U.S. Bancorp Investments, Inc., as representatives of the
several underwriters named on Schedule A thereto.

The Underwriting Agreement includes customary representations, warranties and
covenants by Globe Life. The Underwriting Agreement also provides for customary
indemnification by each of Globe Life and the underwriters named therein against
certain liabilities arising out of or in connection with the sale of the Notes.
The foregoing summary of the terms of the Underwriting Agreement does not
purport to be complete and is subject to, and qualified in its entirety by, the
full text of the Underwriting Agreement, included as Exhibit 1.1 hereto, which
is incorporated herein by reference.


Item 9.01 Financial Statements and Exhibits
(d)   Exhibits

The documents filed herewith are incorporated by reference into Globe Life Inc.'s Registration Statement on Form S-3, File Number 333-227501.




    Exhibit No.                                            Description
        1.1               Underwriting Agreement, dated August 18, 2020,

between Globe Life and BofA

Securities Inc. and U.S. Bancorp Investments,

Inc., as representatives of the


                          several underwriters named on Schedule A thereto.
        4.1               Senior Indenture, dated as of September 24, 2018,

between Globe Life Inc. and

Regions Bank, as Trustee (incorporated by

reference to Exhibit 4.1 to Globe


                          Life's Registration Statement on Form S-3 (File

No. 333-227501) filed with


                          the Securities and Exchange Commission on

September 24, 2018).


        4.2               Second Supplemental Indenture, dated as of August

21, 2020, between Globe

Life Inc. and Regions Bank, as Trustee.
        4.3               Form of 2.150% Senior Notes due 2030 (included in Exhibit 4.2).
        5.1               Opinion of McAfee & Taft A Professional Corporation.
       23.1               Consent of McAfee & Taft A Professional

Corporation (included in Exhibit


                          5.1).
        104               Cover Page Interactive Data File (embedded within the Inline XBRL document)

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