Financials HDFC Life Insurance Company Limited Bombay S.E.

Equities

HDFCLIFE

INE795G01014

Life & Health Insurance

Market Closed - Bombay S.E. 06:00:50 2024-04-26 am EDT 5-day change 1st Jan Change
588 INR -1.12% Intraday chart for HDFC Life Insurance Company Limited -2.28% -9.13%

Valuation

Fiscal Period: March 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 763,579 890,937 1,406,981 1,137,012 1,072,979 1,264,433 - -
Enterprise Value (EV) 1 763,579 890,937 1,406,981 1,137,012 1,070,793 1,362,300 1,264,433 1,264,433
P/E ratio 59.8 x 68.7 x 103 x 83.1 x 77.9 x 86.6 x 67.6 x 56 x
Yield 0.43% - 0.29% 0.32% 0.38% 0.38% 0.45% 0.51%
Capitalization / Revenue 1.99 x 3.04 x 1.97 x 1.7 x 1.51 x 1.35 x 1.26 x 1.1 x
EV / Revenue 1.99 x 3.04 x 1.97 x 1.7 x 1.51 x 1.35 x 1.26 x 1.1 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 13.5 x 13.1 x 16.3 x 7.34 x 8.26 x 8.76 x 7.58 x 6.83 x
Nbr of stocks (in thousands) 2,017,381 2,018,662 2,020,944 2,112,619 2,149,396 2,150,944 - -
Reference price 2 378.5 441.4 696.2 538.2 499.2 587.8 587.8 587.8
Announcement Date 4/26/19 4/27/20 4/26/21 4/26/22 4/26/23 4/18/24 - -
1INR in Million2INR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: March 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 384,422 292,614 712,683 670,595 708,277 1,009,411 999,853 1,146,188
EBITDA - - - - - - - -
EBIT 1 12,910 13,139 13,543 13,028 12,822 15,697 26,885 30,478
Operating Margin 3.36% 4.49% 1.9% 1.94% 1.81% 1.56% 2.69% 2.66%
Earnings before Tax (EBT) 1 12,910 13,139 13,543 13,028 12,822 15,697 18,387 21,188
Net income 1 12,779 12,974 13,609 13,269 13,683 15,741 18,379 21,487
Net margin 3.32% 4.43% 1.91% 1.98% 1.93% 1.56% 1.84% 1.87%
EPS 2 6.330 6.420 6.730 6.480 6.410 7.310 8.700 10.49
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 1.630 - 2.020 1.700 1.900 2.254 2.630 2.988
Announcement Date 4/26/19 4/27/20 4/26/21 4/26/22 4/26/23 4/18/24 - -
1INR in Million2INR
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: March 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 S1 2024 Q3 2024 Q4 2025 Q1 2025 Q2 2025 Q3
Net sales - - - - - - 144,022 214,705 232,126 230,178 - - - - - -
EBITDA - - - - 3,575 - - - - - - - - - - -
EBIT 1 2,742 2,781 - - - - 3,153 2,734 4,181 3,322 - 3,694 9,781 7,120 5,657 6,292
Operating Margin - - - - - - 2.19% 1.27% 1.8% 1.44% - - - - - -
Earnings before Tax (EBT) 2,742 - - - 3,304 - - - - - - - - - - -
Net income 1 2,696 2,759 2,753 - 3,288 3,290 3,159 - 4,167 3,782 7,949 3,675 4,156 - - -
Net margin - - - - - - 2.19% - 1.8% 1.64% - - - - - -
EPS 1.330 1.360 1.360 2.470 1.560 1.550 1.480 - - - - - - - - -
Dividend per Share - 2.020 - 1.700 - - - - - - - - - - - -
Announcement Date 7/19/21 10/22/21 1/21/22 4/26/22 7/19/22 10/21/22 1/20/23 4/26/23 7/21/23 10/13/23 10/13/23 1/12/24 - - - -
1INR in Million
Estimates

Balance Sheet Analysis

Fiscal Period: March 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - 2,185 - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 24.6% 20.8% 17.6% 10.9% 9.57% 11.1% 12.8% 13.2%
ROA (Net income/ Total Assets) 1.06% 0.99% 0.87% 0.65% 0.57% 0.6% 0.6% 0.6%
Assets 1 1,202,531 1,311,218 1,559,325 2,050,896 2,392,935 2,581,190 3,063,146 3,581,229
Book Value Per Share 2 28.00 33.70 42.80 73.30 60.40 67.10 77.50 86.10
Cash Flow per Share - - 11.20 - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 4/26/19 4/27/20 4/26/21 4/26/22 4/26/23 4/18/24 - -
1INR in Million2INR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
B-
More Ratings
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
32
Last Close Price
587.8 INR
Average target price
734 INR
Spread / Average Target
+24.86%
Consensus
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  5. Financials HDFC Life Insurance Company Limited