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Delayed
Other stock markets
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5-day change | 1st Jan Change | ||
| 73.88 USD | +0.92% |
|
-7.01% | -19.35% |
Projected Income Statement: HealthEquity, Inc.
| Fiscal Period: January | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 |
|---|---|---|---|---|---|---|---|---|
| Net sales 1 | 733.6 | 756.6 | 861.7 | 999.6 | 1,200 | 1,311 | 1,408 | 1,526 |
| Change | - | 3.13% | 13.9% | 16% | 20.03% | 9.31% | 7.4% | 8.32% |
| EBITDA 1 | 240.8 | 236 | 272.3 | 369.2 | 471.8 | 563.7 | 623.1 | 706.7 |
| Change | - | -1.99% | 15.39% | 35.55% | 27.79% | 19.48% | 10.54% | 13.43% |
| EBIT 1 | 35.75 | -24.24 | 9.057 | 117.7 | 162.3 | 316.8 | 373.2 | 436.1 |
| Change | - | -167.8% | 137.37% | 1,199.54% | 37.92% | 95.16% | 17.8% | 16.84% |
| Interest Paid 1 | -34.88 | -36.57 | -48.42 | -55.46 | -60.63 | -57.25 | -48.59 | -46.32 |
| Earnings before Tax (EBT) 1 | 4.14 | -66.74 | -38.1 | 75.04 | 116 | 271.2 | 324.6 | 389.6 |
| Change | - | -1,712.1% | 42.92% | 296.98% | 54.63% | 133.69% | 19.72% | 20.01% |
| Net income 1 | 8.834 | -44.29 | -26.14 | 55.71 | 96.7 | 206.1 | 246.1 | 295.5 |
| Change | - | -601.35% | 40.97% | 313.1% | 73.58% | 113.11% | 19.4% | 20.1% |
| Announcement Date | 3/15/21 | 3/22/22 | 3/21/23 | 3/19/24 | 3/18/25 | - | - | - |
Forecast Balance Sheet: HealthEquity, Inc.
| Fiscal Period: January | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 |
|---|---|---|---|---|---|---|---|---|
| Net Debt 1 | 658 | 705 | 671 | 471 | 760 | 600 | 161 | -341 |
| Change | - | 7.14% | -4.82% | -29.81% | 61.36% | -21.09% | -73.17% | -311.8% |
| Announcement Date | 3/15/21 | 3/22/22 | 3/21/23 | 3/19/24 | 3/18/25 | - | - | - |
Cash Flow Forecast: HealthEquity, Inc.
| Fiscal Period: January | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 |
|---|---|---|---|---|---|---|---|---|
| CAPEX 1 | 13.09 | 8.908 | 3.371 | 1.694 | 2.084 | 2.209 | 2.136 | 2.291 |
| Change | - | -31.96% | -62.16% | -49.75% | 23.02% | 6% | -3.3% | 7.26% |
| Free Cash Flow (FCF) 1 | 117 | 132.1 | 105.5 | 241.1 | 337.8 | 412.9 | 436.3 | 482.5 |
| Change | - | 12.87% | -20.15% | 128.61% | 40.08% | 22.25% | 5.66% | 10.59% |
| Announcement Date | 3/15/21 | 3/22/22 | 3/21/23 | 3/19/24 | 3/18/25 | - | - | - |
Forecast Financial Ratios: HealthEquity, Inc.
| Fiscal Period: January | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 |
|---|---|---|---|---|---|---|---|---|
Profitability | ||||||||
| EBITDA Margin (%) | 32.83% | 31.2% | 31.6% | 36.93% | 39.32% | 42.98% | 44.24% | 46.32% |
| EBIT Margin (%) | 4.87% | -3.2% | 1.05% | 11.77% | 13.53% | 24.16% | 26.5% | 28.58% |
| EBT Margin (%) | 0.56% | -8.82% | -4.42% | 7.51% | 9.67% | 20.68% | 23.05% | 25.53% |
| Net margin (%) | 1.2% | -5.85% | -3.03% | 5.57% | 8.06% | 15.71% | 17.47% | 19.37% |
| FCF margin (%) | 15.95% | 17.46% | 12.24% | 24.12% | 28.15% | 31.49% | 30.98% | 31.62% |
| FCF / Net Income (%) | 1,324.72% | -298.24% | -403.46% | 432.82% | 349.29% | 200.36% | 177.32% | 163.28% |
Profitability | ||||||||
| ROA | 0.33% | -1.52% | -0.84% | 6.25% | 2.92% | 7.99% | 11.6% | 12.2% |
| ROE | 10.46% | 6.81% | 6.11% | 9.95% | 4.66% | 14% | 17.7% | 17.6% |
Financial Health | ||||||||
| Leverage (Debt/EBITDA) | 2.73x | 2.99x | 2.46x | 1.28x | 1.61x | 1.06x | 0.26x | - |
| Debt / Free cash flow | 5.62x | 5.34x | 6.36x | 1.95x | 2.25x | 1.45x | 0.37x | - |
Capital Intensity | ||||||||
| CAPEX / Current Assets (%) | 1.78% | 1.18% | 0.39% | 0.17% | 0.17% | 0.17% | 0.15% | 0.15% |
| CAPEX / EBITDA (%) | 5.44% | 3.77% | 1.24% | 0.46% | 0.44% | 0.39% | 0.34% | 0.32% |
| CAPEX / FCF (%) | 11.19% | 6.74% | 3.2% | 0.7% | 0.62% | 0.53% | 0.49% | 0.47% |
Items per share | ||||||||
| Cash flow per share 1 | 2.4 | 1.696 | 1.784 | 2.792 | 3.826 | 5.164 | 5.586 | - |
| Change | - | -29.33% | 5.19% | 56.52% | 37.01% | 34.97% | 8.18% | - |
| Dividend per Share 1 | - | - | - | - | - | - | - | - |
| Change | - | - | - | - | - | - | - | - |
| Book Value Per Share 1 | 17.87 | 22.11 | 22.37 | 23.63 | 24.44 | 25.11 | 29.71 | 34.4 |
| Change | - | 23.76% | 1.14% | 5.65% | 3.43% | 2.76% | 18.3% | 15.79% |
| EPS 1 | 0.12 | -0.53 | -0.31 | 0.64 | 1.09 | 2.336 | 2.784 | 3.48 |
| Change | - | -541.67% | 41.51% | 306.45% | 70.31% | 114.34% | 19.16% | 25% |
| Nbr of stocks (in thousands) | 76,991 | 83,601 | 84,640 | 85,801 | 86,663 | 85,436 | 85,436 | 85,436 |
| Announcement Date | 3/15/21 | 3/22/22 | 3/21/23 | 3/19/24 | 3/18/25 | - | - | - |
| 2026 * | 2027 * | |
|---|---|---|
| P/E ratio | 31.6x | 26.5x |
| PBR | 2.94x | 2.49x |
| EV / Sales | 5.27x | 4.6x |
| Yield | - | - |
EPS & Dividend
Y-o-Y evolution of P/E
Year-on-year evolution of the Yield
Trader
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Quarterly revenue - Rate of surprise
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- Financials HealthEquity, Inc.
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