Howard Bancorp, Inc. announced Net charge-offs for second quarter of 2021. The company announced that Net charge-offs were $80 thousand in the second quarter of 2021 and represented 0.02% of average loans (annualized). This compares to net charge-offs of $28 thousand, or 0.01% of average loans (annualized) in the second quarter of 2020 and $1.8 million, or 0.43% of average loans (annualized) in the first quarter of 2021. The allowance for loan and lease losses (the "allowance") was $18.3 million on June 30, 2021. No provision for credit losses was recorded in the second quarter of 2021.