HSBC Bank Oman SAOG, formerly Oman International Bank SAOG, is an Oman-based joint stock company engaged in the provision of commercial banking products and services through a network of branches in Oman, in addition to its overseas branches in India and Pakistan. The Bank's products and services are structured into three business segments: the Retail Banking and Wealth Management segment offers personal banking, consumer finance and wealth management products for individual customers; the Commercial banking segment provides receivables financing services, payments and cash management, international trade finance, treasury and capital markets, commercial cards, insurance, cash and derivatives in foreign exchange and rates, and online and direct banking offerings, and the Global Banking and Markets segment provides financial solutions to government, corporate and institutional clients. As of December 31, 2012, HSBC Bank Middle East Limited held 51% of the Bank's share capital.
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