Huishang Bank Corporation Limited provided group earning guidance for the year ended December 31, 2021. The Group's comprehensive operational capability was steadily improved, with total assets exceeding RMB 1.38 trillion, representing an increase of 8.80%; operating income of approximately RMB 35.514 billion, representing an increase of 9.98%; and net profit of approximately RMB 11.785 billion, representing an increase of 18.79%; (2) the capital adequacy was further improved. The core tier I capital adequacy ratio was 8.45%, representing an increase of 0.41 percentage point as compared with the end of the previous year, and the capital adequacy ratio was 12.23%, representing an increase of 0.11 percentage point as compared with the end of the previous year; (3) the quality of assets remained stable and the ability to offset risks was significantly enhanced.

The non- performing loan ratio was 1.78%, representing a decrease of 0.2 percentage point as compared with the end of the previous year; the provision coverage ratio was 239.74%, representing an increase of 57.84 percentage points as compared with the end of the previous year.