ICICI Bank : Analyst Day 2021

Analyst day

December 4, 2021

Certain statements in this release relating to a future period of time (including inter alia concerning our future business plans or growth prospects) are forward-looking statements intended to qualify for the 'safe harbor' under applicable securities laws including the US Private Securities Litigation Reform Act of 1995. Such forward looking statements involve a number of risks and uncertainties that could cause actual results to differ materially from those in such forward-looking statements. These risks and uncertainties include, but are not limited to statutory and regulatory changes, international economic and business conditions, political or economic instability in the jurisdictions where we have operations, increase in non-performing loans, unanticipated changes in interest rates, foreign exchange rates, equity prices or other rates or prices, our growth and expansion in business, the adequacy of our allowance for credit losses, the actual growth in demand for banking products and services, investment income, cash flow projections, our exposure to market risks, changes in India's sovereign rating, and the impact of the Covid-19 pandemic which could result in fewer business opportunities, lower revenues, and an increase in the levels of non-performing assets and provisions, depending inter alia upon the period of time for which the pandemic extends, the remedial measures adopted by governments and central banks, and the sustenance of economic activity as well as other risks detailed in the reports filed by us with the United States Securities and Exchange Commission. Any forward-looking statements contained herein are based on assumptions that we believe to be reasonable as of the date of this release. ICICI Bank undertakes no obligation to update forward-looking statements to reflect events or circumstances after the date thereof. Additional risks that could affect our future operating results are more fully described in our filings with the United States Securities and Exchange Commission. These filings are available at www.sec.gov.

2

Sessions

A

B

C

D

E

F

Scaling up the franchise through platforms and solutions

Ecosystems

Customer journeys

Partnerships with startups for innovation

Bank to BankTech

ESG@ICICI Bank

3

Scaling up the franchise through

platforms and solutions

A

B

C

D

E

F

Strategy and approach

Platforms for individuals

Payments and partnerships

Treasury platforms and solutions

Transaction banking platforms and solutions

Platforms and journeys for small businesses

4

Scaling up the franchise through

platforms and solutions

A

B

C

D

E

F

Strategy and approach

Platforms for individuals

Payments and partnerships

Treasury platforms and solutions

Transaction banking platforms and solutions

Platforms and journeys for small businesses

5