Stock A175330 JB FINANCIAL GROUP CO., LTD.
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Financials JB Financial Group Co., Ltd.

Equities

A175330

KR7175330000

Banks

End-of-day quote Korea S.E.
Other stock markets
 06:00:00 2024-04-28 pm EDT 		5-day change 1st Jan Change
13,360 KRW +1.91% Intraday chart for JB Financial Group Co., Ltd. +11.52% +17.30%
Mar. 28 Bizplay Co., Ltd. announced that it expects to receive KRW 32.699998525 billion in funding from Kwangju Bank Co., Ltd., JB Financial Group Co., Ltd., The Jeonbuk Bank Ltd, Yanolja Co., Ltd. CI
Jan. 26 Tranche Update on JB Financial Group Co., Ltd.'s Equity Buyback Plan announced on July 26, 2023. CI

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 1,066,949 1,096,101 1,622,773 1,533,375 2,213,994 2,486,099 - -
Enterprise Value (EV) 1 1,066,949 1,096,101 1,622,773 1,533,375 2,213,994 2,486,099 2,486,099 2,486,099
P/E ratio 3.12 x 3.18 x 3.33 x 2.63 x 3.92 x 3.97 x 3.79 x 3.68 x
Yield 3.95% 6.29% 7.17% 10.6% - 7.22% 7.68% 8.34%
Capitalization / Revenue 0.82 x 0.81 x 1.07 x 0.85 x 1.12 x 1.18 x 1.15 x 1.12 x
EV / Revenue 0.82 x 0.81 x 1.07 x 0.85 x 1.12 x 1.18 x 1.15 x 1.12 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 0.31 x 0.3 x 0.41 x 0.34 x - 0.5 x 0.45 x 0.41 x
Nbr of stocks (in thousands) 194,344 194,344 194,344 194,344 194,381 189,634 - -
Reference price 2 5,490 5,640 8,350 7,890 11,390 13,110 13,110 13,110
Announcement Date 2/12/20 2/8/21 2/11/22 2/9/23 2/6/24 - - -
1KRW in Million2KRW
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 1,295 1,354 1,514 1,805 1,986 2,104 2,157 2,210
EBITDA - - - - - - - -
EBIT 1 484.9 469.5 708.3 825.8 800 1,314 1,327 1,331
Operating Margin 37.45% 34.68% 46.79% 45.76% 40.29% 62.47% 61.53% 60.21%
Earnings before Tax (EBT) 1 483.3 464 696.4 832.2 799.5 871.3 901.9 916.9
Net income 1 362.1 363.5 506.6 601 586 639.3 663 673.8
Net margin 27.97% 26.85% 33.46% 33.3% 29.51% 30.38% 30.74% 30.49%
EPS 2 1,759 1,774 2,510 2,996 2,907 3,304 3,461 3,564
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 216.6 355.0 599.0 835.0 - 946.4 1,007 1,093
Announcement Date 2/12/20 2/8/21 2/11/22 2/9/23 2/6/24 - - -
1KRW in Billions2KRW
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1
Net sales 1 395.6 400.4 420.2 441.7 461.5 481.2 492.1 480.2 527.7 497.5 506.3 521.2 536 498.7 520
EBITDA - - - - - - - - - - - - - - -
EBIT 1 185.1 151.6 229.6 212.4 230.6 153.2 223.2 219.9 230.6 126.3 228 289 316.7 95 239
Operating Margin 46.78% 37.85% 54.65% 48.08% 49.96% 31.83% 45.36% 45.79% 43.7% 25.39% 45.62% 55.45% 59.08% 19.05% 45.96%
Earnings before Tax (EBT) 1 186.7 134.2 230.6 214.3 230.8 156.4 223.1 220.9 227.8 127.7 231.4 230.6 240 138.3 239
Net income 1 134 94.21 166.8 153.2 167 114 163.4 162.8 167.3 92.59 173.2 168.5 176 106.4 172.5
Net margin 33.87% 23.53% 39.7% 34.69% 36.19% 23.68% 33.2% 33.9% 31.7% 18.61% 33.47% 32.33% 32.84% 21.33% 33.17%
EPS - - - - 835.0 562.0 817.0 802.0 830.0 458.0 - 886.3 937.7 660.8 922.2
Dividend per Share - - - - - - - - - - - - - - -
Announcement Date 10/26/21 2/11/22 4/26/22 7/26/22 10/24/22 2/9/23 4/26/23 7/26/23 10/24/23 2/6/24 4/22/24 - - - -
1KRW in Billions
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 9.95% 10.1% 12.6% 13.6% 12.2% 12.7% 12.1% 11.4%
ROA (Net income/ Total Assets) 0.77% 0.72% 0.92% 1.03% - 0.99% 0.99% 0.99%
Assets 1 47,155 50,453 54,882 58,112 - 64,313 67,160 68,405
Book Value Per Share 2 17,615 19,069 20,600 23,551 - 26,244 29,097 31,937
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 2/12/20 2/8/21 2/11/22 2/9/23 2/6/24 - - -
1KRW in Billions2KRW
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Ratings for JB Financial Group Co., Ltd.

Trading Rating
Investor Rating
ESG Refinitiv
A-
More Ratings

Analysts' Consensus

Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
13
Last Close Price
13,110 KRW
Average target price
14,075 KRW
Spread / Average Target
+7.36%
Consensus

EPS Revisions

Estimates Revisions

Quarterly earnings - Rate of surprise

Company calendar

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