Financials Jordan Islamic Bank

Equities

JOIB

JO1100111011

Banks

End-of-day quote Amman S.E. 06:00:00 2024-04-24 pm EDT 5-day change 1st Jan Change
4.14 JOD 0.00% Intraday chart for Jordan Islamic Bank +2.22% +1.47%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 518.4 560 616 696 776 816
Enterprise Value (EV) 1 -202.7 -141.9 -93.44 -62.66 204.7 154.1
P/E ratio 10.4 x 10.3 x 11.8 x 11.8 x 12.7 x 13.1 x
Yield 3.47% - 3.9% 7.18% 6.44% 5.39%
Capitalization / Revenue 3.53 x 3.35 x 3.68 x 3.89 x 4.23 x 4.46 x
EV / Revenue -1.38 x -0.85 x -0.56 x -0.35 x 1.12 x 0.84 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 1.32 x 1.33 x 1.3 x 1.37 x 1.49 x 1.53 x
Nbr of stocks (in thousands) 200,000 200,000 200,000 200,000 200,000 200,000
Reference price 2 2.592 2.800 3.080 3.480 3.880 4.080
Announcement Date 3/31/19 5/14/20 3/31/21 3/2/22 2/14/23 2/14/24
1JOD in Million2JOD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 146.8 167.1 167.2 179.1 183.4 183.1
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 75.41 88.56 83.77 96.45 95.54 94.55
Net income 1 49.81 54.35 52.12 59.06 61.11 62.3
Net margin 33.94% 32.52% 31.18% 32.97% 33.33% 34.02%
EPS 2 0.2490 0.2717 0.2606 0.2953 0.3055 0.3115
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 0.0900 - 0.1200 0.2500 0.2500 0.2200
Announcement Date 3/31/19 5/14/20 3/31/21 3/2/22 2/14/23 2/14/24
1JOD in Million2JOD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 - - - - - -
Net Cash position 1 721 702 709 759 571 662
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 13% 13.3% 11.6% 12% 11.9% 11.8%
ROA (Net income/ Total Assets) 1.19% 1.26% 1.12% 1.16% 1.14% 1.12%
Assets 1 4,186 4,305 4,647 5,074 5,383 5,545
Book Value Per Share 2 1.970 2.110 2.370 2.550 2.600 2.670
Cash Flow per Share 2 3.620 3.590 3.620 3.870 2.920 3.380
Capex 1 12 16.2 7.15 2.6 3.22 4.16
Capex / Sales 8.17% 9.69% 4.28% 1.45% 1.75% 2.27%
Announcement Date 3/31/19 5/14/20 3/31/21 3/2/22 2/14/23 2/14/24
1JOD in Million2JOD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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