Corporate Briefing Session

For the period ended September 30, 2022

December 27, 2022

TABLE OF CONTENT

01

02

03

04

05

Bank's Profile

Key Initiatives & Recognition

Trend Analysis - Deposits, Advances & Investments

Financial Highlights 9M'22

Questions & Answers

BANK'S PROFILE

JS Bank

Sponsors

Commencement of

Operations

Branches

Subsidiaries

Entity Rating assigned by PACRA

Staff Strength

Jaghangir Siddiqui Investment Bank Limited was merged into JS Bank in 2006, after acquiring the Pakistan operations of American Express Bank

The Bank is a subsidiary company of Jahangir Siddiqui & Co. Ltd.

December 30, 2006

  • The Bank started its operations with 4 branches which have now grown to a nationwide network of 281 branches
  • One Wholesale branch in Bahrain

• JS Global Capital Limited

92.90% owned

Brokerage Company

• JS Investments Limited

84.56% owned

AMC

• Long term

= AA- (Double AA minus)

• Short term

= A1+ (A one plus)

Total number of staff is 4,487

Major Business Initiatives

JS Credit Cards

JS Credit Cards are designed to provide

convenience and a suite of benefits including discounts and cashback offers on purchases.

Our cards are divided into four different variants - each with its own spending limits and perks that the customers can enjoy.

JS MyGold

JS Bank brings the industry-first offering of buying gold on easy installments. With JS MyGold, customers can now start saving up in gold.

JS Gold Finance

JS Bank is Pakistan's leading back when

it comes to gold-backed loans for

business and personal purposes. With a hassle-free process, customers can avail a gold loan within 24-hours.

Mortgages

JS Employee Banking

As Pakistan's largest conventional

JS employee banking services offers

tier-based salary accounts for the

mortgage bank, JS Bank will continue to

organization's entire workforce. It

build a sustainable home loans portfolio

provides one-stop-shop solutions to

including low-cost housing finance &

cater to all the financial needs to the

solar solutions for homeowners.

organization's employees.

JS Solar Financing

We have financed over 5,600 KV energy

through 380+ solar units through our Solar Financing products JS GharApna Solar Solutions and JS Zarkhez Solar Tube Well financing.

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Disclaimer

JS Bank Ltd. published this content on 20 December 2022 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 20 December 2022 11:38:07 UTC.