JUBILEE LIFE INSURANCE COMPANY LIMITED Financials Jubilee Life Insurance Company Limited
Equities
JLICL
PK0074201010
Life & Health Insurance
|
End-of-day quote
Other stock markets
|
5-day change | 1st Jan Change | ||
| 123.4 PKR | +1.60% |
|
-2.77% | -9.33% |
Valuation
| Fiscal Period: December | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|
| Capitalization 1 | 39,523 | 31,732 | 34,739 | 18,849 | 12,130 | 13,655 |
| Enterprise Value (EV) 1 | 17,649 | 21,675 | 19,004 | -3,664 | 1,721 | 8,974 |
| P/E ratio | 16.3 x | 14.3 x | 12 x | 10.5 x | 5.85 x | 5.92 x |
| Yield | 3.51% | 4.13% | 4.14% | 6.71% | 9.35% | 9.55% |
| Capitalization / Revenue | 0.81 x | 0.46 x | 0.61 x | 0.36 x | 0.24 x | 0.17 x |
| EV / Revenue | 0.36 x | 0.32 x | 0.33 x | -0.07 x | 0.03 x | 0.11 x |
| EV / EBITDA | 4.43 x | 5.62 x | 4.08 x | -1.21 x | 0.45 x | 1.86 x |
| EV / FCF | 1.03 x | -9.59 x | 3.27 x | -0.28 x | -0.33 x | -37.3 x |
| FCF Yield | 97.3% | -10.4% | 30.6% | -354% | -306% | -2.68% |
| Price to Book | 3.82 x | 2.78 x | 2.7 x | 1.44 x | 0.87 x | 0.89 x |
| Nbr of stocks (in thousands) | 100,353 | 100,353 | 100,353 | 100,353 | 100,353 | 100,353 |
| Reference price 2 | 393.8 | 316.2 | 346.2 | 187.8 | 120.9 | 136.1 |
| Announcement Date | 4/5/19 | 3/9/20 | 3/9/21 | 3/17/22 | 3/9/23 | 2/28/24 |
1PKR in Million2PKR
Estimates
Income Statement Evolution (Annual data)
| Fiscal Period: December | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|
| Net sales 1 | 48,987 | 68,756 | 57,125 | 51,762 | 50,248 | 78,190 |
| EBITDA 1 | 3,986 | 3,857 | 4,654 | 3,025 | 3,788 | 4,833 |
| EBIT 1 | 3,720 | 3,553 | 4,322 | 2,646 | 3,377 | 4,465 |
| Operating Margin | 7.59% | 5.17% | 7.57% | 5.11% | 6.72% | 5.71% |
| Earnings before Tax (EBT) 1 | 3,775 | 3,416 | 4,070 | 2,540 | 3,301 | 4,353 |
| Net income 1 | 2,430 | 2,224 | 2,884 | 1,793 | 2,072 | 2,306 |
| Net margin | 4.96% | 3.23% | 5.05% | 3.46% | 4.12% | 2.95% |
| EPS 2 | 24.22 | 22.16 | 28.74 | 17.87 | 20.65 | 22.98 |
| Free Cash Flow 1 | 17,177 | -2,261 | 5,810 | 12,985 | -5,264 | -240.7 |
| FCF margin | 35.06% | -3.29% | 10.17% | 25.09% | -10.48% | -0.31% |
| FCF Conversion (EBITDA) | 430.91% | - | 124.85% | 429.26% | - | - |
| FCF Conversion (Net income) | 706.76% | - | 201.44% | 724.17% | - | - |
| Dividend per Share 2 | 13.83 | 13.04 | 14.35 | 12.61 | 11.30 | 13.00 |
| Announcement Date | 4/5/19 | 3/9/20 | 3/9/21 | 3/17/22 | 3/9/23 | 2/28/24 |
1PKR in Million2PKR
Estimates
Balance Sheet Analysis
| Fiscal Period: December | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|
| Net Debt 1 | - | - | - | - | - | - |
| Net Cash position 1 | 21,873 | 10,057 | 15,735 | 22,513 | 10,409 | 4,681 |
| Leverage (Debt/EBITDA) | - | - | - | - | - | - |
| Free Cash Flow 1 | 17,177 | -2,261 | 5,810 | 12,985 | -5,264 | -241 |
| ROE (net income / shareholders' equity) | 24.7% | 20.5% | 23.8% | 13.8% | 15.3% | 15.7% |
| ROA (Net income/ Total Assets) | 1.79% | 1.42% | 1.48% | 0.87% | 1.12% | 1.42% |
| Assets 1 | 135,963 | 156,746 | 194,247 | 206,579 | 185,768 | 162,551 |
| Book Value Per Share 2 | 103.0 | 114.0 | 128.0 | 130.0 | 139.0 | 153.0 |
| Cash Flow per Share 2 | 233.0 | 124.0 | 178.0 | 243.0 | 120.0 | 60.00 |
| Capex 1 | 469 | 707 | 521 | 640 | 418 | 315 |
| Capex / Sales | 0.96% | 1.03% | 0.91% | 1.24% | 0.83% | 0.4% |
| Announcement Date | 4/5/19 | 3/9/20 | 3/9/21 | 3/17/22 | 3/9/23 | 2/28/24 |
1PKR in Million2PKR
Estimates
EPS & Dividend
Year-on-year evolution of the PER
Change in Enterprise Value/EBITDA
| 1st Jan change | Capi. | |
|---|---|---|
| -9.33% | 44.46M | |
| +3.05% | 95.15B | |
| +1.78% | 94.71B | |
| -20.65% | 77.24B | |
| +18.68% | 74.93B | |
| +6.69% | 30.04B | |
| +18.06% | 27.87B | |
| +4.32% | 26.97B | |
| -1.21% | 16.99B | |
| -9.10% | 15.16B |
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