Marqeta announced a partnership with First National Bank of Omaha (FNBO), expanding its ecosystem of partners that enable its customers to launch modern credit card programs. Consumer demand for credit cards has increased substantially this year, compared to during the height of the pandemic, with banks issuing 42% more credit cards to consumers in the first six months of 2021, compared to 2020, according to credit-reporting firm Equifax, Inc. Despite this increased demand, credit card technology has largely remained unchanged in decades to reliance on legacy technology that is difficult to upgrade. As more companies seek out digital credit card capabilities, the Marqeta and FNBO partnership will help make it possible for innovative companies to launch credit cards quickly and seamlessly using Marqeta's open APIs, and embed that card experience within their app ecosystem. The Marqeta platform has an intuitive self-service dashboard to configure and update credit products giving financial innovators the speed to market and level of control they need to develop the next generation of credit cards. Companies can instantly extend credit applications, decision and onboard accounts, create cards, and manage them all via API to support unique use cases and evolve cards to meet changing customer needs. Through this partnership, Marqeta will rely on FNBO to offer premier underwriting services, along with enhanced program management capabilities, including compliance and risk management. FNBO is a sixth-generation privately owned bank on the forefront of innovation in banking, working to meet the needs of a digitally-savvy customer base, a proposition strengthened through improved credit card capabilities made possible with Marqeta.